Crop-loss band · Minnesota
Brown County, Minnesota — crop-loss band
- 1.43Low end of the filed band
- 2.48Middle of the filed band
- 3.25High end of the filed band
- 2019Worst year filed (4.12)
- 10Years filed
Every year the Risk Management Agency has filed for Brown County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.43 at the low end to 3.25 at the high end, with 2.48 in the middle. The worst year filed is 2019, at 4.12. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $341,344 | $993,964 | $4,879,682 | 162 | 162 | 2.91 |
| 2016 | $1,535,858 | $3,521,132 | $25,078,437 | 683 | 679 | 2.29 |
| 2017 | $841,869 | $1,202,430 | $12,335,232 | 307 | 307 | 1.43 |
| 2018 | $5,081,659 | $16,476,336 | $86,877,548 | 1,548 | 1,548 | 3.24 |
| 2019 | $2,559,188 | $10,537,989 | $37,763,619 | 1,034 | 1,034 | 4.12 |
| 2020 | $363,579 | $901,087 | $4,887,075 | 126 | 126 | 2.48 |
| 2021 | $1,835,292 | $5,968,267 | $26,074,738 | 463 | 463 | 3.25 |
| 2022 | $1,080,639 | $2,952,989 | $13,451,068 | 301 | 301 | 2.73 |
| 2023 | $8,546,392 | $16,179,107 | $150,602,287 | 1,918 | 1,918 | 1.89 |
| 2024 | $8,631,753 | $21,385,731 | $135,358,192 | 1,733 | 1,733 | 2.48 |
Commodities insured in Brown County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.53Low end of the filed band
- 2.12Middle of the filed band
- 3.72High end of the filed band
- 2019Worst year filed (4.53)
- 10Years filed
- $20,931,738Premium filed
- $54,416,158Indemnity paid
- $351,327,639Liability insured
- 457,668Quantity planted
- 443,044Quantity lost
- 4,548Policies
- 4,546Policies with a loss
- 2.60Loss ratio, whole span
Causes that carried the indemnity in Brown County
- Excess Moisture/Precipitation/Rain $30,845,235 indemnity · 9 years
- Drought $12,225,727 indemnity · 8 years
- Decline in Price $3,922,039 indemnity · 7 years
- Hail $2,322,648 indemnity · 8 years
- Wind/Excess Wind $1,838,959 indemnity · 6 years
- Cold Wet Weather $1,115,427 indemnity · 9 years
Soybeans 10 years filed
- 1.14Low end of the filed band
- 2.18Middle of the filed band
- 3.06High end of the filed band
- 2019Worst year filed (3.55)
- 10Years filed
- $8,508,387Premium filed
- $20,357,413Indemnity paid
- $135,249,751Liability insured
- 262,800Quantity planted
- 246,580Quantity lost
- 2,967Policies
- 2,965Policies with a loss
- 2.39Loss ratio, whole span
Causes that carried the indemnity in Brown County
- Excess Moisture/Precipitation/Rain $12,258,882 indemnity · 9 years
- Drought $4,051,216 indemnity · 8 years
- Hail $2,214,043 indemnity · 8 years
- Decline in Price $1,091,748 indemnity · 10 years
- Cold Wet Weather $315,468 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $186,709 indemnity · 2 years
Green Peas 10 years filed
- 1.80Low end of the filed band
- 2.51Middle of the filed band
- 3.63High end of the filed band
- 2023Worst year filed (5.54)
- 10Years filed
- $1,068,252Premium filed
- $3,216,908Indemnity paid
- $6,672,209Liability insured
- 13,791Quantity planted
- 13,790Quantity lost
- 468Policies
- 468Policies with a loss
- 3.01Loss ratio, whole span
Causes that carried the indemnity in Brown County
- Excess Moisture/Precipitation/Rain $1,623,692 indemnity · 8 years
- Heat $1,033,462 indemnity · 7 years
- Hail $307,215 indemnity · 4 years
- Drought $122,666 indemnity · 3 years
- Cold Wet Weather $65,624 indemnity · 3 years
- All Other Causes $30,512 indemnity · 2 years
Sweet Corn 10 years filed
- 2.13Low end of the filed band
- 5.21Middle of the filed band
- 11.57High end of the filed band
- 2022Worst year filed (13.25)
- 10Years filed
- $309,195Premium filed
- $2,128,553Indemnity paid
- $4,058,278Liability insured
- 9,883Quantity planted
- 9,880Quantity lost
- 292Policies
- 292Policies with a loss
- 6.88Loss ratio, whole span
Causes that carried the indemnity in Brown County
- Heat $1,088,242 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $814,995 indemnity · 8 years
- Drought $53,457 indemnity · 3 years
- XX $47,991 indemnity · 3 years
- Hail $47,159 indemnity · 2 years
- Wind/Excess Wind $38,347 indemnity · 1 years
Every county-crop the agency files in Minnesota → Buy the Brown County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.