Crop-loss band · Minnesota
Chisago County, Minnesota — crop-loss band
- 1.26Low end of the filed band
- 2.12Middle of the filed band
- 3.19High end of the filed band
- 2019Worst year filed (3.29)
- 10Years filed
Every year the Risk Management Agency has filed for Chisago County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.26 at the low end to 3.19 at the high end, with 2.12 in the middle. The worst year filed is 2019, at 3.29. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $36,643 | $76,839 | $206,159 | 18 | 18 | 2.10 |
| 2016 | $73,763 | $234,939 | $469,601 | 15 | 15 | 3.19 |
| 2017 | $344,659 | $522,986 | $2,510,301 | 68 | 68 | 1.52 |
| 2018 | $275,351 | $345,946 | $1,753,382 | 48 | 48 | 1.26 |
| 2019 | $897,791 | $2,957,229 | $5,373,469 | 215 | 215 | 3.29 |
| 2020 | $101,112 | $214,829 | $700,904 | 40 | 40 | 2.12 |
| 2021 | $462,836 | $897,984 | $3,252,405 | 68 | 68 | 1.94 |
| 2022 | $518,721 | $1,314,200 | $3,355,226 | 56 | 56 | 2.53 |
| 2023 | $1,805,346 | $4,541,272 | $14,305,139 | 281 | 281 | 2.52 |
| 2024 | $1,660,409 | $4,080,701 | $12,245,189 | 275 | 275 | 2.46 |
Commodities insured in Chisago County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.53Low end of the filed band
- 2.65Middle of the filed band
- 3.54High end of the filed band
- 2018Worst year filed (3.58)
- 10Years filed
- $3,801,533Premium filed
- $10,024,911Indemnity paid
- $28,437,138Liability insured
- 52,271Quantity planted
- 51,703Quantity lost
- 579Policies
- 579Policies with a loss
- 2.64Loss ratio, whole span
Causes that carried the indemnity in Chisago County
- Excess Moisture/Precipitation/Rain $4,713,235 indemnity · 8 years
- Drought $4,101,372 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $303,704 indemnity · 2 years
- Flood $227,234 indemnity · 1 years
- Cold Wet Weather $209,748 indemnity · 3 years
- Hail $99,955 indemnity · 2 years
Soybeans 10 years filed
- 1.12Low end of the filed band
- 2.16Middle of the filed band
- 2.64High end of the filed band
- 2019Worst year filed (2.68)
- 10Years filed
- $2,375,097Premium filed
- $5,162,014Indemnity paid
- $15,734,637Liability insured
- 47,484Quantity planted
- 47,558Quantity lost
- 505Policies
- 505Policies with a loss
- 2.17Loss ratio, whole span
Causes that carried the indemnity in Chisago County
- Excess Moisture/Precipitation/Rain $2,453,385 indemnity · 8 years
- Drought $2,067,856 indemnity · 8 years
- Cold Wet Weather $258,922 indemnity · 5 years
- Decline in Price $135,168 indemnity · 6 years
- Flood $101,071 indemnity · 2 years
- Hail $47,910 indemnity · 3 years
Every county-crop the agency files in Minnesota → Buy the Chisago County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.