Crop-loss band · Minnesota
Crow Wing County, Minnesota — crop-loss band
- 1.19Low end of the filed band
- 1.83Middle of the filed band
- 2.53High end of the filed band
- 2021Worst year filed (2.67)
- 10Years filed
Every year the Risk Management Agency has filed for Crow Wing County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.19 at the low end to 2.53 at the high end, with 1.83 in the middle. The worst year filed is 2021, at 2.67. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $132,305 | $242,587 | $752,123 | 21 | 21 | 1.83 |
| 2016 | $61,992 | $157,066 | $231,174 | 14 | 14 | 2.53 |
| 2017 | $181,884 | $311,682 | $810,486 | 39 | 39 | 1.71 |
| 2018 | $52,383 | $109,754 | $270,845 | 22 | 22 | 2.10 |
| 2019 | $314,799 | $523,404 | $1,280,816 | 58 | 58 | 1.66 |
| 2020 | $15,631 | $29,056 | $47,165 | 5 | 5 | 1.86 |
| 2021 | $669,268 | $1,788,354 | $3,016,077 | 112 | 112 | 2.67 |
| 2022 | $218,676 | $344,829 | $645,146 | 23 | 23 | 1.58 |
| 2023 | $1,147,969 | $2,707,771 | $5,011,759 | 96 | 96 | 2.36 |
| 2024 | $322,384 | $382,301 | $884,757 | 32 | 32 | 1.19 |
Commodities insured in Crow Wing County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.04Low end of the filed band
- 1.78Middle of the filed band
- 2.44High end of the filed band
- 2021Worst year filed (2.54)
- 10Years filed
- $2,660,897Premium filed
- $5,411,746Indemnity paid
- $10,027,927Liability insured
- 23,522Quantity planted
- 23,405Quantity lost
- 297Policies
- 297Policies with a loss
- 2.03Loss ratio, whole span
Causes that carried the indemnity in Crow Wing County
- Drought $3,556,211 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,327,136 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $130,267 indemnity · 3 years
- Hail $116,130 indemnity · 1 years
- Other (Snow, Lightning, Etc.) $68,170 indemnity · 4 years
- Cold Wet Weather $58,515 indemnity · 2 years
Soybeans 9 years filed
- 0.99Low end of the filed band
- 2.98Middle of the filed band
- 5.46High end of the filed band
- 2016Worst year filed (5.46)
- 9Years filed
- $456,394Premium filed
- $1,185,058Indemnity paid
- $2,922,421Liability insured
- 10,292Quantity planted
- 10,316Quantity lost
- 125Policies
- 125Policies with a loss
- 2.60Loss ratio, whole span
Causes that carried the indemnity in Crow Wing County
- Drought $744,202 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $380,939 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $14,208 indemnity · 2 years
- Hail $11,897 indemnity · 2 years
- Heat $10,281 indemnity · 2 years
- Wildlife $8,158 indemnity · 2 years
Every county-crop the agency files in Minnesota → Buy the Crow Wing County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.