Crop-loss band · Minnesota
Douglas County, Minnesota — crop-loss band
- 1.96Low end of the filed band
- 2.45Middle of the filed band
- 3.32High end of the filed band
- 2019Worst year filed (4.15)
- 10Years filed
Every year the Risk Management Agency has filed for Douglas County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.96 at the low end to 3.32 at the high end, with 2.45 in the middle. The worst year filed is 2019, at 4.15. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $161,448 | $369,861 | $1,243,995 | 69 | 69 | 2.29 |
| 2016 | $40,722 | $95,535 | $406,589 | 19 | 19 | 2.35 |
| 2017 | $408,094 | $1,030,622 | $4,260,069 | 109 | 108 | 2.53 |
| 2018 | $234,807 | $576,099 | $2,726,548 | 76 | 76 | 2.45 |
| 2019 | $510,056 | $2,115,390 | $5,471,733 | 177 | 177 | 4.15 |
| 2020 | $91,296 | $268,637 | $1,147,824 | 48 | 48 | 2.94 |
| 2021 | $2,298,991 | $7,642,528 | $27,326,469 | 410 | 409 | 3.32 |
| 2022 | $1,035,139 | $2,922,658 | $10,192,112 | 223 | 223 | 2.82 |
| 2023 | $2,226,003 | $4,352,340 | $25,072,390 | 276 | 276 | 1.96 |
| 2024 | $1,907,509 | $4,065,032 | $21,360,332 | 425 | 425 | 2.13 |
Commodities insured in Douglas County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.84Low end of the filed band
- 2.81Middle of the filed band
- 3.26High end of the filed band
- 2019Worst year filed (4.47)
- 10Years filed
- $5,927,316Premium filed
- $15,503,861Indemnity paid
- $62,627,212Liability insured
- 96,934Quantity planted
- 95,354Quantity lost
- 925Policies
- 924Policies with a loss
- 2.62Loss ratio, whole span
Causes that carried the indemnity in Douglas County
- Drought $7,931,912 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $4,873,782 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $699,711 indemnity · 3 years
- Wind/Excess Wind $606,101 indemnity · 3 years
- Decline in Price $502,387 indemnity · 6 years
- Cold Wet Weather $468,977 indemnity · 5 years
Soybeans 10 years filed
- 1.25Low end of the filed band
- 2.33Middle of the filed band
- 3.57High end of the filed band
- 2021Worst year filed (3.64)
- 10Years filed
- $2,986,749Premium filed
- $7,934,841Indemnity paid
- $36,580,849Liability insured
- 94,660Quantity planted
- 93,621Quantity lost
- 907Policies
- 906Policies with a loss
- 2.66Loss ratio, whole span
Causes that carried the indemnity in Douglas County
- Drought $3,679,848 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $3,169,315 indemnity · 10 years
- Decline in Price $331,880 indemnity · 6 years
- Cold Wet Weather $186,968 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $126,187 indemnity · 4 years
- Hail $125,290 indemnity · 7 years
Every county-crop the agency files in Minnesota → Buy the Douglas County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.