Crop-loss band · Minnesota
Morrison County, Minnesota — crop-loss band
- 1.28Low end of the filed band
- 1.56Middle of the filed band
- 2.67High end of the filed band
- 2021Worst year filed (2.93)
- 10Years filed
Every year the Risk Management Agency has filed for Morrison County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.28 at the low end to 2.67 at the high end, with 1.56 in the middle. The worst year filed is 2021, at 2.93. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $297,866 | $403,016 | $1,287,185 | 120 | 120 | 1.35 |
| 2016 | $215,061 | $277,725 | $970,887 | 86 | 85 | 1.29 |
| 2017 | $1,282,508 | $2,127,360 | $7,373,651 | 288 | 288 | 1.66 |
| 2018 | $876,495 | $1,525,415 | $5,191,701 | 259 | 259 | 1.74 |
| 2019 | $2,460,406 | $5,064,106 | $12,222,886 | 580 | 580 | 2.06 |
| 2020 | $232,086 | $315,165 | $1,348,124 | 116 | 116 | 1.36 |
| 2021 | $7,888,218 | $23,137,830 | $43,499,926 | 1,322 | 1,322 | 2.93 |
| 2022 | $842,674 | $1,315,497 | $4,392,720 | 189 | 189 | 1.56 |
| 2023 | $11,367,263 | $30,300,573 | $61,552,692 | 1,383 | 1,383 | 2.67 |
| 2024 | $1,537,772 | $1,960,982 | $6,816,431 | 342 | 342 | 1.28 |
Commodities insured in Morrison County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.15Low end of the filed band
- 1.41Middle of the filed band
- 2.70High end of the filed band
- 2021Worst year filed (2.93)
- 10Years filed
- $23,124,879Premium filed
- $57,282,993Indemnity paid
- $117,732,928Liability insured
- 210,473Quantity planted
- 204,972Quantity lost
- 3,108Policies
- 3,107Policies with a loss
- 2.48Loss ratio, whole span
Causes that carried the indemnity in Morrison County
- Drought $44,477,063 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $8,707,100 indemnity · 9 years
- Heat $1,520,247 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $1,356,338 indemnity · 3 years
- Cold Wet Weather $430,072 indemnity · 6 years
- Decline in Price $338,165 indemnity · 8 years
Soybeans 10 years filed
- 0.99Low end of the filed band
- 1.68Middle of the filed band
- 2.49High end of the filed band
- 2021Worst year filed (2.95)
- 10Years filed
- $3,538,584Premium filed
- $8,443,288Indemnity paid
- $24,765,183Liability insured
- 65,084Quantity planted
- 64,530Quantity lost
- 1,201Policies
- 1,201Policies with a loss
- 2.39Loss ratio, whole span
Causes that carried the indemnity in Morrison County
- Drought $6,232,481 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,487,375 indemnity · 9 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $163,963 indemnity · 3 years
- Decline in Price $141,227 indemnity · 7 years
- Heat $133,069 indemnity · 4 years
- Hail $104,140 indemnity · 5 years
Pasture,Rangeland,Forage 9 years filed
- 1.05Low end of the filed band
- 1.98Middle of the filed band
- 3.39High end of the filed band
- 2023Worst year filed (3.39)
- 9Years filed
- $336,886Premium filed
- $701,388Indemnity paid
- $2,158,092Liability insured
- 15,572Quantity planted
- 0Quantity lost
- 376Policies
- 376Policies with a loss
- 2.08Loss ratio, whole span
Causes that carried the indemnity in Morrison County
- ARPI/SCO/STAX Crops Only $701,388 indemnity · 9 years
Every county-crop the agency files in Minnesota → Buy the Morrison County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.