Crop-loss band · Minnesota
Pope County, Minnesota — crop-loss band
- 1.57Low end of the filed band
- 1.76Middle of the filed band
- 2.73High end of the filed band
- 2019Worst year filed (4.30)
- 10Years filed
Every year the Risk Management Agency has filed for Pope County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.57 at the low end to 2.73 at the high end, with 1.76 in the middle. The worst year filed is 2019, at 4.30. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $221,565 | $369,824 | $2,272,268 | 81 | 81 | 1.67 |
| 2016 | $32,018 | $50,256 | $308,772 | 10 | 10 | 1.57 |
| 2017 | $373,416 | $646,016 | $3,800,280 | 89 | 89 | 1.73 |
| 2018 | $315,564 | $644,100 | $3,472,451 | 74 | 74 | 2.04 |
| 2019 | $1,082,071 | $4,655,772 | $12,584,305 | 358 | 358 | 4.30 |
| 2020 | $493,724 | $1,344,286 | $4,549,345 | 112 | 112 | 2.72 |
| 2021 | $4,324,358 | $11,822,382 | $51,588,762 | 516 | 516 | 2.73 |
| 2022 | $1,678,935 | $4,566,415 | $18,230,649 | 301 | 301 | 2.72 |
| 2023 | $2,417,759 | $4,254,096 | $30,614,832 | 292 | 292 | 1.76 |
| 2024 | $2,410,779 | $4,112,885 | $28,073,952 | 339 | 339 | 1.71 |
Commodities insured in Pope County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.49Low end of the filed band
- 1.93Middle of the filed band
- 5.32High end of the filed band
- 2020Worst year filed (5.37)
- 10Years filed
- $8,406,763Premium filed
- $21,079,487Indemnity paid
- $95,463,803Liability insured
- 138,120Quantity planted
- 134,087Quantity lost
- 1,118Policies
- 1,118Policies with a loss
- 2.51Loss ratio, whole span
Causes that carried the indemnity in Pope County
- Drought $10,902,489 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $5,759,963 indemnity · 9 years
- Decline in Price $1,151,925 indemnity · 7 years
- Wind/Excess Wind $888,779 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $804,498 indemnity · 3 years
- Cold Wet Weather $594,152 indemnity · 8 years
Soybeans 10 years filed
- 1.17Low end of the filed band
- 2.07Middle of the filed band
- 3.26High end of the filed band
- 2020Worst year filed (3.31)
- 10Years filed
- $3,853,915Premium filed
- $8,855,646Indemnity paid
- $48,916,319Liability insured
- 113,750Quantity planted
- 113,382Quantity lost
- 963Policies
- 963Policies with a loss
- 2.30Loss ratio, whole span
Causes that carried the indemnity in Pope County
- Drought $4,329,831 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $2,855,238 indemnity · 9 years
- Hail $474,048 indemnity · 9 years
- Decline in Price $410,842 indemnity · 8 years
- Heat $229,923 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $183,177 indemnity · 3 years
Dry Beans 9 years filed
- 0.54Low end of the filed band
- 2.56Middle of the filed band
- 6.25High end of the filed band
- 2022Worst year filed (6.25)
- 9Years filed
- $728,576Premium filed
- $1,648,840Indemnity paid
- $5,866,501Liability insured
- 7,786Quantity planted
- 7,350Quantity lost
- 52Policies
- 52Policies with a loss
- 2.26Loss ratio, whole span
Causes that carried the indemnity in Pope County
- Excess Moisture/Precipitation/Rain $905,066 indemnity · 6 years
- Decline in Price $177,544 indemnity · 2 years
- Drought $171,371 indemnity · 3 years
- Plant Disease $134,712 indemnity · 1 years
- Hail $114,668 indemnity · 4 years
- Other (Snow, Lightning, Etc.) $36,921 indemnity · 2 years
Sugar Beets 8 years filed
- 0.65Low end of the filed band
- 1.02Middle of the filed band
- 7.21High end of the filed band
- 2021Worst year filed (7.21)
- 8Years filed
- $360,935Premium filed
- $882,059Indemnity paid
- $5,248,993Liability insured
- 4,673Quantity planted
- 3,370Quantity lost
- 39Policies
- 39Policies with a loss
- 2.44Loss ratio, whole span
Causes that carried the indemnity in Pope County
- Drought $343,334 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $222,125 indemnity · 7 years
- Cold Wet Weather $204,965 indemnity · 2 years
- Hail $62,158 indemnity · 2 years
- Plant Disease $28,047 indemnity · 1 years
- Heat $13,198 indemnity · 1 years
Every county-crop the agency files in Minnesota → Buy the Pope County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.