Crop-loss band · Minnesota
Roseau County, Minnesota — crop-loss band
- 2.06Low end of the filed band
- 2.43Middle of the filed band
- 2.86High end of the filed band
- 2019Worst year filed (3.15)
- 10Years filed
Every year the Risk Management Agency has filed for Roseau County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.06 at the low end to 2.86 at the high end, with 2.43 in the middle. The worst year filed is 2019, at 3.15. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,337,926 | $3,250,661 | $7,263,285 | 213 | 213 | 2.43 |
| 2016 | $1,883,682 | $4,650,148 | $10,796,542 | 250 | 250 | 2.47 |
| 2017 | $2,255,536 | $5,022,009 | $13,850,510 | 119 | 119 | 2.23 |
| 2018 | $1,833,964 | $4,332,082 | $12,002,326 | 162 | 162 | 2.36 |
| 2019 | $1,932,452 | $6,083,321 | $12,587,367 | 224 | 224 | 3.15 |
| 2020 | $4,566,758 | $12,023,281 | $25,313,006 | 456 | 456 | 2.63 |
| 2021 | $10,001,448 | $20,594,541 | $55,548,045 | 393 | 392 | 2.06 |
| 2022 | $4,710,603 | $13,394,193 | $15,035,015 | 434 | 434 | 2.84 |
| 2023 | $4,662,496 | $11,279,156 | $30,858,444 | 201 | 201 | 2.42 |
| 2024 | $3,027,657 | $8,651,835 | $14,990,518 | 369 | 369 | 2.86 |
Commodities insured in Roseau County
8 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.69Low end of the filed band
- 2.58Middle of the filed band
- 2.75High end of the filed band
- 2022Worst year filed (3.25)
- 10Years filed
- $17,524,042Premium filed
- $40,590,360Indemnity paid
- $97,893,074Liability insured
- 397,211Quantity planted
- 394,408Quantity lost
- 1,346Policies
- 1,345Policies with a loss
- 2.32Loss ratio, whole span
Causes that carried the indemnity in Roseau County
- Drought $18,514,594 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $15,934,747 indemnity · 9 years
- Cold Wet Weather $3,298,295 indemnity · 8 years
- Flood $1,061,866 indemnity · 1 years
- Hail $552,541 indemnity · 7 years
- Freeze $527,897 indemnity · 4 years
Wheat 10 years filed
- 1.50Low end of the filed band
- 2.79Middle of the filed band
- 3.79High end of the filed band
- 2017Worst year filed (4.02)
- 10Years filed
- $8,587,494Premium filed
- $22,413,242Indemnity paid
- $44,473,055Liability insured
- 178,274Quantity planted
- 178,578Quantity lost
- 772Policies
- 772Policies with a loss
- 2.61Loss ratio, whole span
Causes that carried the indemnity in Roseau County
- Excess Moisture/Precipitation/Rain $12,440,721 indemnity · 9 years
- Drought $7,039,233 indemnity · 6 years
- Cold Wet Weather $1,957,662 indemnity · 7 years
- Falling Numbers $596,744 indemnity · 4 years
- Mycotoxin $98,869 indemnity · 1 years
- Flood $85,357 indemnity · 1 years
Grass Seed 10 years filed
- 2.40Low end of the filed band
- 4.20Middle of the filed band
- 5.95High end of the filed band
- 2020Worst year filed (6.82)
- 10Years filed
- $2,035,058Premium filed
- $10,607,955Indemnity paid
- $25,894,454Liability insured
- 56,607Quantity planted
- 56,616Quantity lost
- 152Policies
- 152Policies with a loss
- 5.21Loss ratio, whole span
Causes that carried the indemnity in Roseau County
- Drought $6,646,466 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $2,498,615 indemnity · 7 years
- Insects $726,606 indemnity · 1 years
- Cold Wet Weather $305,501 indemnity · 3 years
- Heat $160,059 indemnity · 1 years
- Hail $119,765 indemnity · 4 years
Corn 10 years filed
- 1.40Low end of the filed band
- 1.83Middle of the filed band
- 2.20High end of the filed band
- 2019Worst year filed (2.52)
- 10Years filed
- $5,376,854Premium filed
- $10,197,848Indemnity paid
- $17,404,075Liability insured
- 49,928Quantity planted
- 49,928Quantity lost
- 282Policies
- 282Policies with a loss
- 1.90Loss ratio, whole span
Causes that carried the indemnity in Roseau County
- Drought $5,418,705 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $4,330,383 indemnity · 8 years
- Cold Wet Weather $314,933 indemnity · 3 years
- Freeze $60,647 indemnity · 2 years
- Decline in Price $33,214 indemnity · 3 years
- Wildlife $22,640 indemnity · 2 years
Sunflowers 10 years filed
- 0.08Low end of the filed band
- 1.80Middle of the filed band
- 2.65High end of the filed band
- 2016Worst year filed (2.78)
- 10Years filed
- $1,006,727Premium filed
- $2,075,663Indemnity paid
- $3,441,595Liability insured
- 14,891Quantity planted
- 14,550Quantity lost
- 73Policies
- 73Policies with a loss
- 2.06Loss ratio, whole span
Causes that carried the indemnity in Roseau County
- Excess Moisture/Precipitation/Rain $1,410,397 indemnity · 7 years
- Drought $466,433 indemnity · 4 years
- Plant Disease $102,427 indemnity · 1 years
- Cold Wet Weather $73,463 indemnity · 3 years
- Decline in Price $14,605 indemnity · 1 years
- Freeze $7,029 indemnity · 2 years
Canola 9 years filed
- 1.00Low end of the filed band
- 1.61Middle of the filed band
- 3.68High end of the filed band
- 2019Worst year filed (3.68)
- 9Years filed
- $846,783Premium filed
- $1,637,791Indemnity paid
- $3,736,054Liability insured
- 18,289Quantity planted
- 17,360Quantity lost
- 105Policies
- 105Policies with a loss
- 1.93Loss ratio, whole span
Causes that carried the indemnity in Roseau County
- Excess Moisture/Precipitation/Rain $880,507 indemnity · 7 years
- Drought $490,870 indemnity · 3 years
- Hail $162,745 indemnity · 2 years
- Cold Wet Weather $33,287 indemnity · 3 years
- Insects $20,528 indemnity · 1 years
- Frost $18,262 indemnity · 2 years
Barley 9 years filed
- 0.88Low end of the filed band
- 2.88Middle of the filed band
- 6.60High end of the filed band
- 2024Worst year filed (6.60)
- 9Years filed
- $469,686Premium filed
- $998,583Indemnity paid
- $2,009,620Liability insured
- 11,529Quantity planted
- 11,531Quantity lost
- 47Policies
- 47Policies with a loss
- 2.13Loss ratio, whole span
Causes that carried the indemnity in Roseau County
- Excess Moisture/Precipitation/Rain $601,281 indemnity · 6 years
- Drought $207,580 indemnity · 3 years
- Hail $189,722 indemnity · 1 years
All Other Crops 9 years filed
- 0.60Low end of the filed band
- 2.21Middle of the filed band
- 6.46High end of the filed band
- 2019Worst year filed (6.46)
- 9Years filed
- $365,878Premium filed
- $759,785Indemnity paid
- $3,393,131Liability insured
- 8,917Quantity planted
- 275Quantity lost
- 44Policies
- 44Policies with a loss
- 2.08Loss ratio, whole span
Causes that carried the indemnity in Roseau County
- ARPI/SCO/STAX/MP Crops Only $508,119 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $177,361 indemnity · 1 years
- Insects $69,482 indemnity · 1 years
- Drought $4,823 indemnity · 1 years
Every county-crop the agency files in Minnesota → Buy the Roseau County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.