Crop-loss band · Minnesota
Stevens County, Minnesota — crop-loss band
- 1.25Low end of the filed band
- 2.99Middle of the filed band
- 4.35High end of the filed band
- 2019Worst year filed (4.93)
- 10Years filed
Every year the Risk Management Agency has filed for Stevens County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.25 at the low end to 4.35 at the high end, with 2.99 in the middle. The worst year filed is 2019, at 4.93. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $770,519 | $1,128,502 | $12,158,778 | 120 | 120 | 1.46 |
| 2016 | $215,858 | $644,625 | $2,135,753 | 22 | 22 | 2.99 |
| 2017 | $1,797,657 | $2,250,876 | $23,569,112 | 210 | 210 | 1.25 |
| 2018 | $738,590 | $2,474,281 | $8,465,318 | 132 | 132 | 3.35 |
| 2019 | $2,731,306 | $13,476,217 | $31,954,318 | 554 | 553 | 4.93 |
| 2020 | $717,364 | $3,122,430 | $7,235,652 | 101 | 101 | 4.35 |
| 2021 | $696,586 | $2,354,868 | $7,623,642 | 121 | 121 | 3.38 |
| 2022 | $2,584,775 | $10,319,209 | $25,868,346 | 414 | 414 | 3.99 |
| 2023 | $3,855,190 | $7,551,160 | $61,074,609 | 421 | 421 | 1.96 |
| 2024 | $4,388,969 | $12,033,174 | $61,928,337 | 626 | 626 | 2.74 |
Commodities insured in Stevens County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.85Low end of the filed band
- 2.84Middle of the filed band
- 5.31High end of the filed band
- 2020Worst year filed (6.25)
- 10Years filed
- $11,588,876Premium filed
- $36,001,946Indemnity paid
- $155,925,951Liability insured
- 230,770Quantity planted
- 197,535Quantity lost
- 1,262Policies
- 1,261Policies with a loss
- 3.11Loss ratio, whole span
Causes that carried the indemnity in Stevens County
- Excess Moisture/Precipitation/Rain $22,152,012 indemnity · 9 years
- Drought $4,731,402 indemnity · 7 years
- Cold Wet Weather $3,063,762 indemnity · 10 years
- Wind/Excess Wind $2,088,442 indemnity · 5 years
- Decline in Price $1,717,661 indemnity · 7 years
- Insects $741,964 indemnity · 3 years
Soybeans 10 years filed
- 0.94Low end of the filed band
- 2.07Middle of the filed band
- 3.90High end of the filed band
- 2019Worst year filed (4.29)
- 10Years filed
- $4,327,910Premium filed
- $10,286,279Indemnity paid
- $62,700,444Liability insured
- 141,585Quantity planted
- 129,729Quantity lost
- 927Policies
- 927Policies with a loss
- 2.38Loss ratio, whole span
Causes that carried the indemnity in Stevens County
- Excess Moisture/Precipitation/Rain $6,257,142 indemnity · 9 years
- Drought $1,918,367 indemnity · 7 years
- Hail $827,674 indemnity · 9 years
- Decline in Price $657,133 indemnity · 7 years
- Cold Wet Weather $377,627 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $189,276 indemnity · 3 years
Dry Beans 10 years filed
- 1.94Low end of the filed band
- 3.07Middle of the filed band
- 4.58High end of the filed band
- 2021Worst year filed (4.78)
- 10Years filed
- $1,700,516Premium filed
- $5,997,229Indemnity paid
- $14,230,800Liability insured
- 17,515Quantity planted
- 17,369Quantity lost
- 100Policies
- 100Policies with a loss
- 3.53Loss ratio, whole span
Causes that carried the indemnity in Stevens County
- Excess Moisture/Precipitation/Rain $2,738,514 indemnity · 7 years
- Drought $1,346,428 indemnity · 4 years
- Plant Disease $1,192,270 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $267,295 indemnity · 2 years
- Decline in Price $114,431 indemnity · 2 years
- Hot Wind $110,032 indemnity · 1 years
Sugar Beets 8 years filed
- 0.57Low end of the filed band
- 1.69Middle of the filed band
- 9.38High end of the filed band
- 2019Worst year filed (9.38)
- 8Years filed
- $439,021Premium filed
- $2,100,128Indemnity paid
- $6,661,837Liability insured
- 6,401Quantity planted
- 5,456Quantity lost
- 155Policies
- 155Policies with a loss
- 4.78Loss ratio, whole span
Causes that carried the indemnity in Stevens County
- Excess Moisture/Precipitation/Rain $813,349 indemnity · 6 years
- Cold Wet Weather $395,265 indemnity · 2 years
- Freeze $318,120 indemnity · 4 years
- All Other Causes $223,755 indemnity · 1 years
- Frost $114,075 indemnity · 2 years
- Drought $96,011 indemnity · 3 years
Pasture,Rangeland,Forage 6 years filed
- 0.29Low end of the filed band
- 1.85Middle of the filed band
- 3.51High end of the filed band
- 2024Worst year filed (3.51)
- 6Years filed
- $440,491Premium filed
- $969,760Indemnity paid
- $2,494,833Liability insured
- 7,743Quantity planted
- 0Quantity lost
- 277Policies
- 277Policies with a loss
- 2.20Loss ratio, whole span
Causes that carried the indemnity in Stevens County
- ARPI/SCO/STAX/MP Crops Only $969,760 indemnity · 6 years
Every county-crop the agency files in Minnesota → Buy the Stevens County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.