Crop-loss band · Missouri
Adair County, Missouri — crop-loss band
- 0.64Low end of the filed band
- 0.89Middle of the filed band
- 2.02High end of the filed band
- 2015Worst year filed (3.44)
- 10Years filed
Every year the Risk Management Agency has filed for Adair County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.64 at the low end to 2.02 at the high end, with 0.89 in the middle. The worst year filed is 2015, at 3.44. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,604,312 | $5,520,683 | $8,661,466 | 349 | 349 | 3.44 |
| 2016 | $169,679 | $109,004 | $1,328,693 | 39 | 39 | 0.64 |
| 2017 | $151,385 | $134,665 | $1,116,637 | 34 | 34 | 0.89 |
| 2018 | $1,039,022 | $1,655,053 | $8,447,880 | 182 | 182 | 1.59 |
| 2019 | $1,786,137 | $3,371,566 | $12,033,133 | 365 | 363 | 1.89 |
| 2020 | $610,001 | $537,971 | $4,841,479 | 110 | 110 | 0.88 |
| 2021 | $862,226 | $700,649 | $6,546,790 | 117 | 117 | 0.81 |
| 2022 | $483,386 | $899,338 | $3,512,853 | 68 | 68 | 1.86 |
| 2023 | $652,306 | $1,320,099 | $5,619,267 | 104 | 104 | 2.02 |
| 2024 | $606,147 | $540,300 | $4,636,509 | 92 | 92 | 0.89 |
Commodities insured in Adair County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.54Low end of the filed band
- 1.19Middle of the filed band
- 2.28High end of the filed band
- 2015Worst year filed (3.86)
- 10Years filed
- $4,716,380Premium filed
- $9,078,578Indemnity paid
- $37,934,723Liability insured
- 117,948Quantity planted
- 101,791Quantity lost
- 964Policies
- 962Policies with a loss
- 1.92Loss ratio, whole span
Causes that carried the indemnity in Adair County
- Excess Moisture/Precipitation/Rain $6,151,366 indemnity · 10 years
- Drought $2,315,978 indemnity · 9 years
- Heat $331,307 indemnity · 3 years
- Flood $112,456 indemnity · 4 years
- Decline in Price $83,456 indemnity · 5 years
- Hail $35,780 indemnity · 1 years
Corn 10 years filed
- 0.30Low end of the filed band
- 0.99Middle of the filed band
- 2.79High end of the filed band
- 2015Worst year filed (2.92)
- 10Years filed
- $3,248,221Premium filed
- $5,710,750Indemnity paid
- $18,809,984Liability insured
- 41,849Quantity planted
- 38,888Quantity lost
- 496Policies
- 496Policies with a loss
- 1.76Loss ratio, whole span
Causes that carried the indemnity in Adair County
- Excess Moisture/Precipitation/Rain $3,433,928 indemnity · 10 years
- Drought $1,298,008 indemnity · 7 years
- Flood $712,727 indemnity · 2 years
- Decline in Price $106,490 indemnity · 6 years
- Cold Wet Weather $55,245 indemnity · 5 years
- Hail $53,990 indemnity · 3 years
Every county-crop the agency files in Missouri → Buy the Adair County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.