Crop-loss band · Missouri
Audrain County, Missouri — crop-loss band
- 0.47Low end of the filed band
- 0.97Middle of the filed band
- 2.87High end of the filed band
- 2015Worst year filed (3.14)
- 10Years filed
Every year the Risk Management Agency has filed for Audrain County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.47 at the low end to 2.87 at the high end, with 0.97 in the middle. The worst year filed is 2015, at 3.14. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $7,253,666 | $22,755,968 | $49,120,532 | 1,610 | 1,606 | 3.14 |
| 2016 | $983,791 | $781,241 | $9,482,276 | 241 | 231 | 0.79 |
| 2017 | $3,440,567 | $1,617,111 | $28,208,871 | 485 | 470 | 0.47 |
| 2018 | $2,734,804 | $4,269,471 | $21,378,204 | 386 | 386 | 1.56 |
| 2019 | $3,332,865 | $3,232,340 | $26,500,717 | 543 | 539 | 0.97 |
| 2020 | $3,391,230 | $2,078,441 | $33,878,012 | 452 | 452 | 0.61 |
| 2021 | $5,912,892 | $6,028,108 | $52,476,526 | 731 | 731 | 1.02 |
| 2022 | $3,507,998 | $2,072,038 | $33,267,452 | 355 | 355 | 0.59 |
| 2023 | $7,996,339 | $22,920,311 | $76,057,166 | 697 | 697 | 2.87 |
| 2024 | $3,219,792 | $3,778,490 | $34,070,547 | 475 | 475 | 1.17 |
Commodities insured in Audrain County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.46Low end of the filed band
- 0.64Middle of the filed band
- 1.82High end of the filed band
- 2023Worst year filed (3.08)
- 10Years filed
- $26,258,544Premium filed
- $41,115,108Indemnity paid
- $205,709,865Liability insured
- 378,251Quantity planted
- 330,827Quantity lost
- 2,611Policies
- 2,601Policies with a loss
- 1.57Loss ratio, whole span
Causes that carried the indemnity in Audrain County
- Drought $23,226,411 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $15,084,164 indemnity · 10 years
- Heat $943,584 indemnity · 4 years
- Decline in Price $700,031 indemnity · 5 years
- Wind/Excess Wind $354,359 indemnity · 3 years
- Cold Wet Weather $317,041 indemnity · 9 years
Soybeans 10 years filed
- 0.50Low end of the filed band
- 0.86Middle of the filed band
- 1.88High end of the filed band
- 2015Worst year filed (4.51)
- 10Years filed
- $14,851,432Premium filed
- $25,964,009Indemnity paid
- $154,355,451Liability insured
- 429,718Quantity planted
- 337,679Quantity lost
- 3,050Policies
- 3,027Policies with a loss
- 1.75Loss ratio, whole span
Causes that carried the indemnity in Audrain County
- Excess Moisture/Precipitation/Rain $20,121,397 indemnity · 10 years
- Drought $4,544,752 indemnity · 9 years
- Decline in Price $493,024 indemnity · 6 years
- Cold Wet Weather $299,067 indemnity · 8 years
- Heat $282,267 indemnity · 6 years
- Hot Wind $45,172 indemnity · 2 years
Wheat 10 years filed
- 0.64Low end of the filed band
- 2.53Middle of the filed band
- 4.84High end of the filed band
- 2021Worst year filed (4.99)
- 10Years filed
- $663,968Premium filed
- $2,454,402Indemnity paid
- $4,374,987Liability insured
- 21,320Quantity planted
- 21,320Quantity lost
- 314Policies
- 314Policies with a loss
- 3.70Loss ratio, whole span
Causes that carried the indemnity in Audrain County
- Excess Moisture/Precipitation/Rain $1,747,112 indemnity · 8 years
- Cold Wet Weather $209,011 indemnity · 8 years
- Cold Winter $193,532 indemnity · 4 years
- Mycotoxin $163,424 indemnity · 1 years
- Drought $81,573 indemnity · 3 years
- Hail $22,880 indemnity · 3 years
Every county-crop the agency files in Missouri → Buy the Audrain County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.