Crop-loss band · Missouri
Bates County, Missouri — crop-loss band
- 1.03Low end of the filed band
- 1.50Middle of the filed band
- 1.93High end of the filed band
- 2023Worst year filed (2.06)
- 10Years filed
Every year the Risk Management Agency has filed for Bates County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.03 at the low end to 1.93 at the high end, with 1.50 in the middle. The worst year filed is 2023, at 2.06. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,628,157 | $6,991,549 | $21,143,339 | 654 | 654 | 1.93 |
| 2016 | $822,882 | $845,737 | $4,685,812 | 119 | 119 | 1.03 |
| 2017 | $3,385,224 | $3,740,514 | $20,427,372 | 368 | 368 | 1.11 |
| 2018 | $1,555,972 | $2,117,791 | $9,235,350 | 229 | 229 | 1.36 |
| 2019 | $5,039,004 | $9,678,398 | $28,773,114 | 656 | 655 | 1.92 |
| 2020 | $2,609,393 | $4,596,046 | $15,095,616 | 411 | 411 | 1.76 |
| 2021 | $5,144,799 | $7,682,672 | $26,993,477 | 473 | 472 | 1.49 |
| 2022 | $6,269,226 | $9,395,144 | $36,306,056 | 477 | 477 | 1.50 |
| 2023 | $7,892,681 | $16,254,095 | $56,231,605 | 660 | 660 | 2.06 |
| 2024 | $5,416,492 | $9,975,280 | $37,748,566 | 552 | 552 | 1.84 |
Commodities insured in Bates County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.44Low end of the filed band
- 1.04Middle of the filed band
- 1.89High end of the filed band
- 2023Worst year filed (2.34)
- 10Years filed
- $23,909,528Premium filed
- $35,391,785Indemnity paid
- $154,877,251Liability insured
- 440,979Quantity planted
- 393,471Quantity lost
- 2,520Policies
- 2,519Policies with a loss
- 1.48Loss ratio, whole span
Causes that carried the indemnity in Bates County
- Drought $17,871,370 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $11,494,972 indemnity · 10 years
- Heat $3,373,748 indemnity · 5 years
- Decline in Price $1,197,449 indemnity · 6 years
- Flood $1,080,622 indemnity · 7 years
- Cold Wet Weather $110,655 indemnity · 5 years
Corn 10 years filed
- 0.87Low end of the filed band
- 1.45Middle of the filed band
- 1.62High end of the filed band
- 2019Worst year filed (2.42)
- 10Years filed
- $12,487,355Premium filed
- $20,302,158Indemnity paid
- $77,556,023Liability insured
- 167,126Quantity planted
- 159,858Quantity lost
- 1,220Policies
- 1,219Policies with a loss
- 1.63Loss ratio, whole span
Causes that carried the indemnity in Bates County
- Excess Moisture/Precipitation/Rain $12,430,212 indemnity · 10 years
- Drought $5,763,424 indemnity · 9 years
- Heat $885,540 indemnity · 7 years
- Wind/Excess Wind $481,403 indemnity · 2 years
- Flood $472,841 indemnity · 7 years
- Decline in Price $168,806 indemnity · 7 years
Wheat 10 years filed
- 1.42Low end of the filed band
- 2.85Middle of the filed band
- 3.84High end of the filed band
- 2015Worst year filed (4.05)
- 10Years filed
- $4,950,136Premium filed
- $15,054,973Indemnity paid
- $21,900,802Liability insured
- 131,825Quantity planted
- 131,826Quantity lost
- 535Policies
- 535Policies with a loss
- 3.04Loss ratio, whole span
Causes that carried the indemnity in Bates County
- Excess Moisture/Precipitation/Rain $12,334,001 indemnity · 10 years
- Cold Wet Weather $1,017,889 indemnity · 6 years
- Cold Winter $540,911 indemnity · 4 years
- Drought $461,638 indemnity · 5 years
- Wildlife $155,927 indemnity · 2 years
- Freeze $153,215 indemnity · 4 years
Pasture,Rangeland,Forage 8 years filed
- 0.39Low end of the filed band
- 1.47Middle of the filed band
- 2.26High end of the filed band
- 2024Worst year filed (2.26)
- 8Years filed
- $416,811Premium filed
- $528,310Indemnity paid
- $2,306,231Liability insured
- 20,395Quantity planted
- 0Quantity lost
- 324Policies
- 324Policies with a loss
- 1.27Loss ratio, whole span
Causes that carried the indemnity in Bates County
- ARPI/SCO/STAX/MP Crops Only $528,310 indemnity · 8 years
Every county-crop the agency files in Missouri → Buy the Bates County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.