Crop-loss band · Missouri
Benton County, Missouri — crop-loss band
- 0.71Low end of the filed band
- 1.18Middle of the filed band
- 2.53High end of the filed band
- 2023Worst year filed (2.71)
- 10Years filed
Every year the Risk Management Agency has filed for Benton County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.71 at the low end to 2.53 at the high end, with 1.18 in the middle. The worst year filed is 2023, at 2.71. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $845,177 | $2,141,794 | $4,886,559 | 243 | 243 | 2.53 |
| 2016 | $101,294 | $72,114 | $736,403 | 58 | 58 | 0.71 |
| 2017 | $398,806 | $472,051 | $2,433,031 | 166 | 165 | 1.18 |
| 2018 | $504,779 | $639,482 | $3,561,542 | 265 | 265 | 1.27 |
| 2019 | $679,727 | $758,515 | $3,689,801 | 193 | 193 | 1.12 |
| 2020 | $510,321 | $508,548 | $3,285,519 | 208 | 208 | 1.00 |
| 2021 | $1,113,425 | $1,686,503 | $6,829,649 | 243 | 243 | 1.51 |
| 2022 | $842,334 | $934,604 | $5,213,725 | 194 | 194 | 1.11 |
| 2023 | $2,232,585 | $6,051,772 | $16,289,794 | 362 | 362 | 2.71 |
| 2024 | $1,140,377 | $2,058,453 | $7,922,639 | 289 | 289 | 1.81 |
Commodities insured in Benton County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.43Low end of the filed band
- 1.00Middle of the filed band
- 1.76High end of the filed band
- 2023Worst year filed (3.19)
- 10Years filed
- $4,025,575Premium filed
- $7,583,625Indemnity paid
- $25,655,356Liability insured
- 47,321Quantity planted
- 44,312Quantity lost
- 451Policies
- 451Policies with a loss
- 1.88Loss ratio, whole span
Causes that carried the indemnity in Benton County
- Drought $4,618,080 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $2,099,798 indemnity · 8 years
- Heat $557,370 indemnity · 3 years
- Cold Wet Weather $107,447 indemnity · 5 years
- Decline in Price $86,156 indemnity · 5 years
- Hot Wind $68,618 indemnity · 1 years
Soybeans 10 years filed
- 0.36Low end of the filed band
- 1.12Middle of the filed band
- 2.14High end of the filed band
- 2015Worst year filed (2.84)
- 10Years filed
- $2,654,361Premium filed
- $4,774,674Indemnity paid
- $19,996,022Liability insured
- 55,025Quantity planted
- 51,773Quantity lost
- 567Policies
- 567Policies with a loss
- 1.80Loss ratio, whole span
Causes that carried the indemnity in Benton County
- Drought $2,561,086 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,996,623 indemnity · 10 years
- Decline in Price $133,468 indemnity · 5 years
- Heat $43,533 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $14,667 indemnity · 2 years
- Flood $14,418 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 1.11Low end of the filed band
- 1.42Middle of the filed band
- 2.73High end of the filed band
- 2015Worst year filed (2.84)
- 10Years filed
- $1,403,580Premium filed
- $2,279,295Indemnity paid
- $7,722,095Liability insured
- 38,834Quantity planted
- 0Quantity lost
- 1,121Policies
- 1,121Policies with a loss
- 1.62Loss ratio, whole span
Causes that carried the indemnity in Benton County
- ARPI/SCO/STAX Crops Only $2,279,295 indemnity · 10 years
Wheat 10 years filed
- 1.00Low end of the filed band
- 1.89Middle of the filed band
- 2.84High end of the filed band
- 2015Worst year filed (3.87)
- 10Years filed
- $285,309Premium filed
- $686,242Indemnity paid
- $1,475,189Liability insured
- 7,104Quantity planted
- 7,104Quantity lost
- 82Policies
- 81Policies with a loss
- 2.41Loss ratio, whole span
Causes that carried the indemnity in Benton County
- Excess Moisture/Precipitation/Rain $447,485 indemnity · 8 years
- Cold Wet Weather $60,965 indemnity · 1 years
- Decline in Price $51,319 indemnity · 5 years
- Freeze $36,273 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $31,868 indemnity · 1 years
- Cold Winter $29,226 indemnity · 2 years
Every county-crop the agency files in Missouri → Buy the Benton County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.