Crop-loss band · Missouri
Buchanan County, Missouri — crop-loss band
- 1.52Low end of the filed band
- 2.23Middle of the filed band
- 3.56High end of the filed band
- 2021Worst year filed (3.62)
- 10Years filed
Every year the Risk Management Agency has filed for Buchanan County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.52 at the low end to 3.56 at the high end, with 2.23 in the middle. The worst year filed is 2021, at 3.62. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,987,841 | $6,386,446 | $13,749,297 | 509 | 509 | 3.21 |
| 2016 | $703,506 | $1,355,934 | $5,008,419 | 203 | 203 | 1.93 |
| 2017 | $450,308 | $829,709 | $3,525,224 | 158 | 158 | 1.84 |
| 2018 | $1,113,237 | $2,690,905 | $11,308,586 | 340 | 340 | 2.42 |
| 2019 | $1,559,340 | $5,547,338 | $11,005,392 | 396 | 396 | 3.56 |
| 2020 | $631,751 | $1,520,306 | $4,438,467 | 222 | 222 | 2.41 |
| 2021 | $803,848 | $2,910,127 | $6,941,903 | 221 | 221 | 3.62 |
| 2022 | $412,183 | $920,828 | $3,478,835 | 83 | 83 | 2.23 |
| 2023 | $312,570 | $474,503 | $3,656,124 | 56 | 56 | 1.52 |
| 2024 | $614,599 | $1,096,800 | $5,657,115 | 101 | 101 | 1.78 |
Commodities insured in Buchanan County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.66Low end of the filed band
- 2.56Middle of the filed band
- 3.42High end of the filed band
- 2021Worst year filed (5.43)
- 10Years filed
- $4,364,761Premium filed
- $12,826,021Indemnity paid
- $32,015,812Liability insured
- 69,415Quantity planted
- 66,249Quantity lost
- 998Policies
- 998Policies with a loss
- 2.94Loss ratio, whole span
Causes that carried the indemnity in Buchanan County
- Excess Moisture/Precipitation/Rain $6,629,933 indemnity · 10 years
- Flood $4,195,478 indemnity · 9 years
- Drought $1,586,246 indemnity · 8 years
- Decline in Price $293,386 indemnity · 7 years
- Cold Wet Weather $58,061 indemnity · 3 years
- Hail $22,030 indemnity · 3 years
Soybeans 10 years filed
- 1.16Low end of the filed band
- 1.91Middle of the filed band
- 3.80High end of the filed band
- 2015Worst year filed (4.09)
- 10Years filed
- $4,224,422Premium filed
- $10,906,875Indemnity paid
- $36,753,550Liability insured
- 104,795Quantity planted
- 87,160Quantity lost
- 1,291Policies
- 1,291Policies with a loss
- 2.58Loss ratio, whole span
Causes that carried the indemnity in Buchanan County
- Excess Moisture/Precipitation/Rain $6,470,499 indemnity · 10 years
- Flood $2,683,843 indemnity · 10 years
- Drought $1,321,913 indemnity · 8 years
- Decline in Price $314,955 indemnity · 7 years
- Hail $62,302 indemnity · 6 years
- Heat $21,429 indemnity · 3 years
Every county-crop the agency files in Missouri → Buy the Buchanan County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.