Crop-loss band · Missouri
Butler County, Missouri — crop-loss band
- 2.24Low end of the filed band
- 3.46Middle of the filed band
- 5.12High end of the filed band
- 2019Worst year filed (5.41)
- 10Years filed
Every year the Risk Management Agency has filed for Butler County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.24 at the low end to 5.12 at the high end, with 3.46 in the middle. The worst year filed is 2019, at 5.41. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,052,085 | $4,831,385 | $9,484,280 | 270 | 266 | 4.59 |
| 2016 | $881,689 | $2,702,977 | $9,473,321 | 246 | 241 | 3.07 |
| 2017 | $1,001,043 | $3,975,976 | $8,871,446 | 224 | 218 | 3.97 |
| 2018 | $765,860 | $1,718,302 | $9,020,691 | 239 | 232 | 2.24 |
| 2019 | $1,411,593 | $7,640,588 | $14,884,939 | 390 | 381 | 5.41 |
| 2020 | $1,190,387 | $6,099,556 | $15,184,220 | 406 | 395 | 5.12 |
| 2021 | $1,129,671 | $3,238,798 | $15,017,031 | 336 | 321 | 2.87 |
| 2022 | $2,223,702 | $7,449,904 | $25,780,908 | 419 | 419 | 3.35 |
| 2023 | $936,575 | $3,236,995 | $10,434,845 | 242 | 242 | 3.46 |
| 2024 | $1,643,593 | $7,544,334 | $20,937,393 | 425 | 425 | 4.59 |
Commodities insured in Butler County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Rice 10 years filed
- 2.95Low end of the filed band
- 5.47Middle of the filed band
- 7.64High end of the filed band
- 2022Worst year filed (8.44)
- 10Years filed
- $3,581,227Premium filed
- $22,376,579Indemnity paid
- $39,268,253Liability insured
- 78,366Quantity planted
- 75,555Quantity lost
- 929Policies
- 889Policies with a loss
- 6.25Loss ratio, whole span
Causes that carried the indemnity in Butler County
- Excess Moisture/Precipitation/Rain $19,478,510 indemnity · 10 years
- Wind/Excess Wind $2,131,500 indemnity · 10 years
- Cold Wet Weather $385,354 indemnity · 7 years
- Plant Disease $128,945 indemnity · 3 years
- Flood $76,064 indemnity · 3 years
- Heat $70,151 indemnity · 4 years
Soybeans 10 years filed
- 1.52Low end of the filed band
- 2.71Middle of the filed band
- 3.96High end of the filed band
- 2019Worst year filed (4.83)
- 10Years filed
- $5,120,342Premium filed
- $14,699,230Indemnity paid
- $71,442,389Liability insured
- 213,046Quantity planted
- 169,978Quantity lost
- 1,494Policies
- 1,478Policies with a loss
- 2.87Loss ratio, whole span
Causes that carried the indemnity in Butler County
- Excess Moisture/Precipitation/Rain $11,194,925 indemnity · 10 years
- Heat $1,748,878 indemnity · 8 years
- Drought $769,021 indemnity · 10 years
- Flood $513,521 indemnity · 5 years
- Wildlife $141,079 indemnity · 6 years
- Decline in Price $139,098 indemnity · 6 years
Corn 10 years filed
- 2.06Low end of the filed band
- 3.44Middle of the filed band
- 4.48High end of the filed band
- 2020Worst year filed (4.59)
- 10Years filed
- $2,537,228Premium filed
- $8,211,778Indemnity paid
- $22,926,776Liability insured
- 61,736Quantity planted
- 54,219Quantity lost
- 576Policies
- 575Policies with a loss
- 3.24Loss ratio, whole span
Causes that carried the indemnity in Butler County
- Excess Moisture/Precipitation/Rain $7,364,062 indemnity · 10 years
- Flood $214,977 indemnity · 7 years
- Cold Wet Weather $208,971 indemnity · 6 years
- Heat $170,966 indemnity · 3 years
- Drought $111,191 indemnity · 3 years
- Wind/Excess Wind $68,801 indemnity · 3 years
Wheat 10 years filed
- 2.02Low end of the filed band
- 2.80Middle of the filed band
- 3.52High end of the filed band
- 2017Worst year filed (4.63)
- 10Years filed
- $617,049Premium filed
- $1,763,498Indemnity paid
- $2,697,174Liability insured
- 17,091Quantity planted
- 17,091Quantity lost
- 150Policies
- 150Policies with a loss
- 2.86Loss ratio, whole span
Causes that carried the indemnity in Butler County
- Excess Moisture/Precipitation/Rain $1,625,859 indemnity · 10 years
- Cold Wet Weather $95,629 indemnity · 3 years
- Drought $16,450 indemnity · 2 years
- Failure of Irrigation Equipment $7,843 indemnity · 1 years
- Wildlife $6,630 indemnity · 1 years
- Flood $5,993 indemnity · 1 years
Cotton 7 years filed
- 2.15Low end of the filed band
- 6.01Middle of the filed band
- 34.04High end of the filed band
- 2015Worst year filed (34.04)
- 7Years filed
- $380,352Premium filed
- $1,387,730Indemnity paid
- $2,754,481Liability insured
- 4,011Quantity planted
- 7,397Quantity lost
- 48Policies
- 48Policies with a loss
- 3.65Loss ratio, whole span
Causes that carried the indemnity in Butler County
- Excess Moisture/Precipitation/Rain $1,083,683 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $284,123 indemnity · 2 years
- Hot Wind $8,792 indemnity · 1 years
- Decline in Price $5,897 indemnity · 1 years
- Heat $4,259 indemnity · 1 years
- Drought $821 indemnity · 1 years
Every county-crop the agency files in Missouri → Buy the Butler County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.