Crop-loss band · Missouri
Caldwell County, Missouri — crop-loss band
- 0.93Low end of the filed band
- 1.32Middle of the filed band
- 3.18High end of the filed band
- 2015Worst year filed (3.46)
- 10Years filed
Every year the Risk Management Agency has filed for Caldwell County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.93 at the low end to 3.18 at the high end, with 1.32 in the middle. The worst year filed is 2015, at 3.46. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,857,570 | $6,425,627 | $10,029,925 | 520 | 520 | 3.46 |
| 2016 | $529,026 | $739,899 | $3,733,515 | 173 | 172 | 1.40 |
| 2017 | $536,628 | $545,847 | $3,934,551 | 133 | 133 | 1.02 |
| 2018 | $2,903,876 | $9,245,228 | $23,530,247 | 614 | 614 | 3.18 |
| 2019 | $1,779,863 | $3,578,350 | $11,755,613 | 398 | 398 | 2.01 |
| 2020 | $547,764 | $653,310 | $3,882,677 | 221 | 221 | 1.19 |
| 2021 | $1,952,479 | $3,150,888 | $13,237,396 | 409 | 405 | 1.61 |
| 2022 | $981,060 | $907,833 | $7,237,762 | 196 | 196 | 0.93 |
| 2023 | $1,060,272 | $1,402,410 | $7,657,261 | 255 | 255 | 1.32 |
| 2024 | $941,753 | $1,006,444 | $6,611,585 | 173 | 173 | 1.07 |
Commodities insured in Caldwell County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.86Low end of the filed band
- 1.61Middle of the filed band
- 3.07High end of the filed band
- 2018Worst year filed (3.86)
- 10Years filed
- $5,183,927Premium filed
- $12,810,634Indemnity paid
- $31,077,708Liability insured
- 73,803Quantity planted
- 73,157Quantity lost
- 876Policies
- 873Policies with a loss
- 2.47Loss ratio, whole span
Causes that carried the indemnity in Caldwell County
- Drought $6,177,625 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $5,688,888 indemnity · 7 years
- Flood $738,163 indemnity · 5 years
- Decline in Price $173,782 indemnity · 7 years
- Cold Wet Weather $27,693 indemnity · 5 years
- Heat $3,184 indemnity · 1 years
Soybeans 10 years filed
- 0.63Low end of the filed band
- 1.08Middle of the filed band
- 2.59High end of the filed band
- 2015Worst year filed (3.88)
- 10Years filed
- $6,699,736Premium filed
- $12,565,644Indemnity paid
- $53,647,466Liability insured
- 160,932Quantity planted
- 141,513Quantity lost
- 1,415Policies
- 1,413Policies with a loss
- 1.88Loss ratio, whole span
Causes that carried the indemnity in Caldwell County
- Excess Moisture/Precipitation/Rain $6,360,885 indemnity · 10 years
- Drought $3,847,869 indemnity · 10 years
- Flood $1,323,517 indemnity · 7 years
- Decline in Price $792,434 indemnity · 8 years
- Cold Wet Weather $117,229 indemnity · 7 years
- Mycotoxin $56,713 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.70Low end of the filed band
- 1.58Middle of the filed band
- 2.45High end of the filed band
- 2024Worst year filed (2.47)
- 10Years filed
- $885,944Premium filed
- $1,514,268Indemnity paid
- $4,999,470Liability insured
- 33,421Quantity planted
- 0Quantity lost
- 676Policies
- 676Policies with a loss
- 1.71Loss ratio, whole span
Causes that carried the indemnity in Caldwell County
- ARPI/SCO/STAX Crops Only $1,514,268 indemnity · 10 years
Wheat 10 years filed
- 1.28Low end of the filed band
- 1.71Middle of the filed band
- 3.13High end of the filed band
- 2015Worst year filed (3.70)
- 10Years filed
- $320,684Premium filed
- $765,290Indemnity paid
- $1,885,888Liability insured
- 7,157Quantity planted
- 7,157Quantity lost
- 125Policies
- 125Policies with a loss
- 2.39Loss ratio, whole span
Causes that carried the indemnity in Caldwell County
- Excess Moisture/Precipitation/Rain $293,959 indemnity · 9 years
- Mycotoxin $175,386 indemnity · 2 years
- Cold Winter $124,551 indemnity · 5 years
- Drought $68,027 indemnity · 6 years
- Cold Wet Weather $46,157 indemnity · 4 years
- Plant Disease $31,513 indemnity · 2 years
Every county-crop the agency files in Missouri → Buy the Caldwell County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.