Crop-loss band · Missouri
Callaway County, Missouri — crop-loss band
- 0.64Low end of the filed band
- 1.54Middle of the filed band
- 2.79High end of the filed band
- 2015Worst year filed (2.94)
- 10Years filed
Every year the Risk Management Agency has filed for Callaway County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.64 at the low end to 2.79 at the high end, with 1.54 in the middle. The worst year filed is 2015, at 2.94. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,650,821 | $7,790,025 | $17,140,339 | 631 | 631 | 2.94 |
| 2016 | $200,557 | $473,265 | $1,412,654 | 72 | 70 | 2.36 |
| 2017 | $690,569 | $443,075 | $5,503,166 | 111 | 106 | 0.64 |
| 2018 | $761,896 | $1,174,999 | $6,259,963 | 177 | 177 | 1.54 |
| 2019 | $1,806,924 | $5,041,982 | $12,260,830 | 364 | 359 | 2.79 |
| 2020 | $1,052,603 | $1,035,217 | $9,275,717 | 176 | 176 | 0.98 |
| 2021 | $2,609,211 | $5,360,458 | $22,068,233 | 449 | 449 | 2.05 |
| 2022 | $1,312,482 | $1,764,053 | $10,756,217 | 205 | 205 | 1.34 |
| 2023 | $2,628,657 | $5,535,818 | $22,970,310 | 306 | 306 | 2.11 |
| 2024 | $1,145,087 | $1,706,996 | $9,958,984 | 181 | 181 | 1.49 |
Commodities insured in Callaway County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.95Low end of the filed band
- 1.54Middle of the filed band
- 3.44High end of the filed band
- 2019Worst year filed (4.62)
- 10Years filed
- $6,577,027Premium filed
- $14,491,951Indemnity paid
- $56,413,948Liability insured
- 159,013Quantity planted
- 137,911Quantity lost
- 1,517Policies
- 1,512Policies with a loss
- 2.20Loss ratio, whole span
Causes that carried the indemnity in Callaway County
- Excess Moisture/Precipitation/Rain $8,014,742 indemnity · 10 years
- Drought $3,561,199 indemnity · 10 years
- Flood $1,680,377 indemnity · 7 years
- Wildlife $729,997 indemnity · 9 years
- Decline in Price $370,581 indemnity · 7 years
- Heat $66,703 indemnity · 4 years
Corn 10 years filed
- 0.40Low end of the filed band
- 1.45Middle of the filed band
- 2.28High end of the filed band
- 2023Worst year filed (2.38)
- 10Years filed
- $7,538,651Premium filed
- $13,470,724Indemnity paid
- $56,779,647Liability insured
- 113,392Quantity planted
- 102,830Quantity lost
- 961Policies
- 955Policies with a loss
- 1.79Loss ratio, whole span
Causes that carried the indemnity in Callaway County
- Excess Moisture/Precipitation/Rain $6,423,525 indemnity · 9 years
- Drought $4,655,711 indemnity · 7 years
- Flood $1,335,916 indemnity · 8 years
- Decline in Price $493,180 indemnity · 8 years
- Wildlife $372,476 indemnity · 4 years
- Heat $122,574 indemnity · 3 years
Wheat 9 years filed
- 1.73Low end of the filed band
- 2.66Middle of the filed band
- 4.47High end of the filed band
- 2015Worst year filed (4.47)
- 9Years filed
- $743,128Premium filed
- $2,363,213Indemnity paid
- $4,412,818Liability insured
- 20,333Quantity planted
- 20,345Quantity lost
- 194Policies
- 193Policies with a loss
- 3.18Loss ratio, whole span
Causes that carried the indemnity in Callaway County
- Excess Moisture/Precipitation/Rain $911,455 indemnity · 7 years
- Mycotoxin $475,863 indemnity · 2 years
- Drought $397,783 indemnity · 5 years
- Cold Wet Weather $384,487 indemnity · 6 years
- Cold Winter $98,375 indemnity · 4 years
- Decline in Price $29,525 indemnity · 4 years
Every county-crop the agency files in Missouri → Buy the Callaway County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.