Crop-loss band · Missouri
Cass County, Missouri — crop-loss band
- 1.24Low end of the filed band
- 1.64Middle of the filed band
- 2.33High end of the filed band
- 2015Worst year filed (2.39)
- 10Years filed
Every year the Risk Management Agency has filed for Cass County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.24 at the low end to 2.33 at the high end, with 1.64 in the middle. The worst year filed is 2015, at 2.39. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $972,763 | $2,326,249 | $6,651,653 | 235 | 235 | 2.39 |
| 2016 | $416,069 | $603,926 | $2,696,729 | 84 | 84 | 1.45 |
| 2017 | $1,106,074 | $1,975,314 | $8,108,727 | 246 | 246 | 1.79 |
| 2018 | $654,651 | $834,747 | $4,551,125 | 115 | 113 | 1.28 |
| 2019 | $1,500,206 | $2,463,375 | $10,898,523 | 325 | 324 | 1.64 |
| 2020 | $644,694 | $796,798 | $4,882,278 | 157 | 156 | 1.24 |
| 2021 | $2,687,271 | $3,593,486 | $18,783,377 | 369 | 369 | 1.34 |
| 2022 | $4,050,781 | $6,840,115 | $29,259,229 | 360 | 360 | 1.69 |
| 2023 | $2,517,577 | $4,503,258 | $21,258,334 | 205 | 205 | 1.79 |
| 2024 | $1,972,773 | $4,605,396 | $18,390,604 | 305 | 305 | 2.33 |
Commodities insured in Cass County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.18Low end of the filed band
- 2.02Middle of the filed band
- 2.49High end of the filed band
- 2015Worst year filed (2.71)
- 10Years filed
- $9,200,577Premium filed
- $18,551,489Indemnity paid
- $79,783,928Liability insured
- 225,409Quantity planted
- 214,530Quantity lost
- 1,456Policies
- 1,456Policies with a loss
- 2.02Loss ratio, whole span
Causes that carried the indemnity in Cass County
- Drought $10,830,583 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $5,878,565 indemnity · 10 years
- Flood $640,178 indemnity · 6 years
- Heat $314,819 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $312,969 indemnity · 3 years
- Hail $262,898 indemnity · 2 years
Corn 10 years filed
- 0.81Low end of the filed band
- 1.27Middle of the filed band
- 1.50High end of the filed band
- 2015Worst year filed (1.53)
- 10Years filed
- $6,934,599Premium filed
- $8,869,267Indemnity paid
- $43,517,626Liability insured
- 88,825Quantity planted
- 87,188Quantity lost
- 809Policies
- 807Policies with a loss
- 1.28Loss ratio, whole span
Causes that carried the indemnity in Cass County
- Excess Moisture/Precipitation/Rain $4,898,130 indemnity · 9 years
- Drought $3,268,462 indemnity · 8 years
- Decline in Price $379,403 indemnity · 9 years
- Flood $119,474 indemnity · 4 years
- Heat $69,427 indemnity · 3 years
- Wind/Excess Wind $54,576 indemnity · 2 years
Wheat 9 years filed
- 1.25Low end of the filed band
- 2.74Middle of the filed band
- 4.23High end of the filed band
- 2015Worst year filed (4.23)
- 9Years filed
- $387,683Premium filed
- $1,121,908Indemnity paid
- $2,179,025Liability insured
- 11,422Quantity planted
- 11,425Quantity lost
- 136Policies
- 134Policies with a loss
- 2.89Loss ratio, whole span
Causes that carried the indemnity in Cass County
- Excess Moisture/Precipitation/Rain $716,556 indemnity · 9 years
- Mycotoxin $113,114 indemnity · 2 years
- Drought $60,873 indemnity · 6 years
- Cold Winter $59,353 indemnity · 4 years
- Freeze $46,827 indemnity · 2 years
- Hail $34,271 indemnity · 2 years
Every county-crop the agency files in Missouri → Buy the Cass County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.