Crop-loss band · Missouri
Cedar County, Missouri — crop-loss band
- 1.28Low end of the filed band
- 2.43Middle of the filed band
- 3.63High end of the filed band
- 2023Worst year filed (3.88)
- 10Years filed
Every year the Risk Management Agency has filed for Cedar County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.28 at the low end to 3.63 at the high end, with 2.43 in the middle. The worst year filed is 2023, at 3.88. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $176,718 | $496,717 | $1,117,922 | 69 | 69 | 2.81 |
| 2016 | $28,355 | $36,175 | $193,016 | 14 | 14 | 1.28 |
| 2017 | $128,135 | $258,042 | $804,302 | 34 | 34 | 2.01 |
| 2018 | $183,209 | $445,956 | $1,193,176 | 54 | 54 | 2.43 |
| 2019 | $250,108 | $466,132 | $1,722,256 | 69 | 69 | 1.86 |
| 2020 | $235,217 | $699,592 | $1,600,436 | 57 | 57 | 2.97 |
| 2021 | $176,543 | $375,704 | $1,064,535 | 26 | 26 | 2.13 |
| 2022 | $625,127 | $2,271,659 | $4,041,571 | 80 | 80 | 3.63 |
| 2023 | $620,590 | $2,409,096 | $4,000,980 | 72 | 72 | 3.88 |
| 2024 | $452,264 | $1,390,424 | $2,547,908 | 70 | 70 | 3.07 |
Commodities insured in Cedar County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.33Low end of the filed band
- 2.34Middle of the filed band
- 4.69High end of the filed band
- 2023Worst year filed (4.95)
- 10Years filed
- $1,184,704Premium filed
- $4,319,557Indemnity paid
- $8,219,005Liability insured
- 20,405Quantity planted
- 19,681Quantity lost
- 211Policies
- 211Policies with a loss
- 3.65Loss ratio, whole span
Causes that carried the indemnity in Cedar County
- Drought $2,303,496 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,185,694 indemnity · 8 years
- Heat $721,618 indemnity · 3 years
- Wind/Excess Wind $51,320 indemnity · 1 years
- Decline in Price $24,876 indemnity · 5 years
- Flood $21,416 indemnity · 1 years
Soybeans 10 years filed
- 0.82Low end of the filed band
- 2.53Middle of the filed band
- 3.13High end of the filed band
- 2020Worst year filed (3.19)
- 10Years filed
- $1,405,568Premium filed
- $3,751,357Indemnity paid
- $8,705,905Liability insured
- 32,553Quantity planted
- 32,755Quantity lost
- 273Policies
- 273Policies with a loss
- 2.67Loss ratio, whole span
Causes that carried the indemnity in Cedar County
- Drought $1,676,507 indemnity · 8 years
- Heat $1,104,185 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $883,230 indemnity · 9 years
- Decline in Price $57,768 indemnity · 4 years
- Wildlife $19,349 indemnity · 2 years
- Frost $10,318 indemnity · 1 years
Wheat 10 years filed
- 1.80Low end of the filed band
- 2.46Middle of the filed band
- 3.64High end of the filed band
- 2015Worst year filed (4.00)
- 10Years filed
- $285,994Premium filed
- $778,583Indemnity paid
- $1,361,192Liability insured
- 9,001Quantity planted
- 9,002Quantity lost
- 61Policies
- 61Policies with a loss
- 2.72Loss ratio, whole span
Causes that carried the indemnity in Cedar County
- Excess Moisture/Precipitation/Rain $728,052 indemnity · 10 years
- Drought $40,400 indemnity · 2 years
- Cold Wet Weather $7,710 indemnity · 2 years
- Hail $2,352 indemnity · 1 years
- Decline in Price $69 indemnity · 2 years
Every county-crop the agency files in Missouri → Buy the Cedar County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.