Crop-loss band · Missouri
Clark County, Missouri — crop-loss band
- 0.58Low end of the filed band
- 1.27Middle of the filed band
- 2.42High end of the filed band
- 2015Worst year filed (3.02)
- 10Years filed
Every year the Risk Management Agency has filed for Clark County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.58 at the low end to 2.42 at the high end, with 1.27 in the middle. The worst year filed is 2015, at 3.02. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,329,404 | $7,042,828 | $12,282,430 | 562 | 561 | 3.02 |
| 2016 | $263,843 | $152,601 | $1,889,676 | 78 | 76 | 0.58 |
| 2017 | $799,809 | $709,216 | $5,303,189 | 196 | 193 | 0.89 |
| 2018 | $1,765,081 | $3,160,006 | $12,480,327 | 329 | 328 | 1.79 |
| 2019 | $3,828,236 | $9,268,866 | $18,558,656 | 631 | 631 | 2.42 |
| 2020 | $1,487,225 | $1,295,418 | $10,566,125 | 265 | 265 | 0.87 |
| 2021 | $2,746,527 | $2,603,406 | $18,678,210 | 357 | 357 | 0.95 |
| 2022 | $2,294,001 | $3,704,177 | $17,098,470 | 291 | 291 | 1.61 |
| 2023 | $1,764,582 | $2,427,842 | $12,836,446 | 237 | 237 | 1.38 |
| 2024 | $1,378,817 | $1,749,398 | $10,539,514 | 233 | 233 | 1.27 |
Commodities insured in Clark County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.45Low end of the filed band
- 1.04Middle of the filed band
- 2.29High end of the filed band
- 2015Worst year filed (2.34)
- 10Years filed
- $12,193,317Premium filed
- $19,036,885Indemnity paid
- $69,092,703Liability insured
- 142,739Quantity planted
- 130,612Quantity lost
- 1,405Policies
- 1,400Policies with a loss
- 1.56Loss ratio, whole span
Causes that carried the indemnity in Clark County
- Excess Moisture/Precipitation/Rain $11,954,591 indemnity · 10 years
- Drought $4,433,123 indemnity · 8 years
- Flood $1,614,956 indemnity · 7 years
- Cold Wet Weather $384,300 indemnity · 7 years
- Heat $235,269 indemnity · 4 years
- Hail $199,095 indemnity · 4 years
Soybeans 10 years filed
- 0.60Low end of the filed band
- 1.51Middle of the filed band
- 3.07High end of the filed band
- 2015Worst year filed (3.99)
- 10Years filed
- $6,127,774Premium filed
- $12,602,504Indemnity paid
- $48,989,358Liability insured
- 137,609Quantity planted
- 118,183Quantity lost
- 1,564Policies
- 1,562Policies with a loss
- 2.06Loss ratio, whole span
Causes that carried the indemnity in Clark County
- Excess Moisture/Precipitation/Rain $7,553,975 indemnity · 10 years
- Drought $3,808,980 indemnity · 8 years
- Flood $760,539 indemnity · 8 years
- Cold Wet Weather $171,626 indemnity · 8 years
- Decline in Price $127,692 indemnity · 6 years
- Wildlife $59,232 indemnity · 5 years
Pasture,Rangeland,Forage 9 years filed
- 0.68Low end of the filed band
- 1.43Middle of the filed band
- 2.12High end of the filed band
- 2024Worst year filed (2.12)
- 9Years filed
- $336,434Premium filed
- $474,369Indemnity paid
- $2,150,982Liability insured
- 14,651Quantity planted
- 0Quantity lost
- 210Policies
- 210Policies with a loss
- 1.41Loss ratio, whole span
Causes that carried the indemnity in Clark County
- ARPI/SCO/STAX/MP Crops Only $474,369 indemnity · 9 years
Every county-crop the agency files in Missouri → Buy the Clark County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.