Crop-loss band · Missouri
Clay County, Missouri — crop-loss band
- 0.94Low end of the filed band
- 1.69Middle of the filed band
- 3.42High end of the filed band
- 2015Worst year filed (3.69)
- 10Years filed
Every year the Risk Management Agency has filed for Clay County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.94 at the low end to 3.42 at the high end, with 1.69 in the middle. The worst year filed is 2015, at 3.69. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $728,772 | $2,690,773 | $4,625,244 | 198 | 198 | 3.69 |
| 2016 | $307,563 | $599,267 | $2,232,401 | 63 | 63 | 1.95 |
| 2017 | $208,923 | $279,622 | $1,717,810 | 42 | 42 | 1.34 |
| 2018 | $701,898 | $2,134,065 | $7,177,097 | 101 | 101 | 3.04 |
| 2019 | $715,132 | $2,444,922 | $5,785,130 | 133 | 133 | 3.42 |
| 2020 | $168,505 | $158,413 | $1,587,110 | 33 | 33 | 0.94 |
| 2021 | $661,317 | $1,119,485 | $6,064,097 | 104 | 104 | 1.69 |
| 2022 | $536,543 | $630,263 | $4,807,164 | 70 | 70 | 1.17 |
| 2023 | $297,516 | $753,746 | $3,188,635 | 24 | 24 | 2.53 |
| 2024 | $602,002 | $665,795 | $5,922,480 | 84 | 84 | 1.11 |
Commodities insured in Clay County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.81Low end of the filed band
- 1.37Middle of the filed band
- 4.37High end of the filed band
- 2019Worst year filed (4.40)
- 10Years filed
- $2,763,272Premium filed
- $5,816,099Indemnity paid
- $24,923,760Liability insured
- 69,336Quantity planted
- 56,174Quantity lost
- 517Policies
- 517Policies with a loss
- 2.10Loss ratio, whole span
Causes that carried the indemnity in Clay County
- Excess Moisture/Precipitation/Rain $3,579,885 indemnity · 9 years
- Drought $1,606,753 indemnity · 9 years
- Decline in Price $296,346 indemnity · 6 years
- Wildlife $146,142 indemnity · 4 years
- Heat $100,640 indemnity · 2 years
- Cold Wet Weather $66,156 indemnity · 3 years
Corn 10 years filed
- 0.98Low end of the filed band
- 2.13Middle of the filed band
- 3.57High end of the filed band
- 2023Worst year filed (6.26)
- 10Years filed
- $2,164,899Premium filed
- $5,660,252Indemnity paid
- $18,183,408Liability insured
- 39,039Quantity planted
- 36,117Quantity lost
- 335Policies
- 335Policies with a loss
- 2.61Loss ratio, whole span
Causes that carried the indemnity in Clay County
- Excess Moisture/Precipitation/Rain $3,426,996 indemnity · 9 years
- Drought $1,781,661 indemnity · 8 years
- Flood $221,837 indemnity · 3 years
- Decline in Price $166,525 indemnity · 6 years
- Heat $27,222 indemnity · 1 years
- Cold Wet Weather $17,917 indemnity · 1 years
Every county-crop the agency files in Missouri → Buy the Clay County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.