Crop-loss band · Missouri
Cole County, Missouri — crop-loss band
- 1.45Low end of the filed band
- 2.27Middle of the filed band
- 3.57High end of the filed band
- 2019Worst year filed (4.13)
- 10Years filed
Every year the Risk Management Agency has filed for Cole County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.45 at the low end to 3.57 at the high end, with 2.27 in the middle. The worst year filed is 2019, at 4.13. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $264,848 | $946,504 | $1,604,074 | 152 | 151 | 3.57 |
| 2016 | $63,674 | $201,175 | $460,108 | 55 | 55 | 3.16 |
| 2017 | $56,432 | $81,903 | $418,293 | 31 | 31 | 1.45 |
| 2018 | $88,654 | $228,339 | $742,493 | 74 | 74 | 2.58 |
| 2019 | $282,366 | $1,166,463 | $1,564,682 | 137 | 137 | 4.13 |
| 2020 | $110,133 | $177,749 | $669,237 | 40 | 40 | 1.61 |
| 2021 | $350,955 | $796,588 | $2,109,618 | 94 | 94 | 2.27 |
| 2022 | $148,606 | $292,692 | $986,789 | 64 | 64 | 1.97 |
| 2023 | $394,401 | $1,005,171 | $2,884,076 | 139 | 139 | 2.55 |
| 2024 | $228,440 | $390,225 | $1,141,583 | 70 | 70 | 1.71 |
Commodities insured in Cole County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.57Low end of the filed band
- 2.25Middle of the filed band
- 4.12High end of the filed band
- 2019Worst year filed (4.62)
- 10Years filed
- $1,165,309Premium filed
- $3,329,357Indemnity paid
- $8,119,892Liability insured
- 25,659Quantity planted
- 23,993Quantity lost
- 547Policies
- 546Policies with a loss
- 2.86Loss ratio, whole span
Causes that carried the indemnity in Cole County
- Excess Moisture/Precipitation/Rain $1,549,461 indemnity · 10 years
- Drought $1,055,750 indemnity · 9 years
- Flood $495,115 indemnity · 8 years
- Heat $52,628 indemnity · 3 years
- Decline in Price $51,444 indemnity · 5 years
- Wildlife $40,680 indemnity · 5 years
Corn 10 years filed
- 1.17Low end of the filed band
- 1.74Middle of the filed band
- 3.37High end of the filed band
- 2019Worst year filed (3.75)
- 10Years filed
- $823,200Premium filed
- $1,957,452Indemnity paid
- $4,461,061Liability insured
- 10,261Quantity planted
- 10,112Quantity lost
- 309Policies
- 309Policies with a loss
- 2.38Loss ratio, whole span
Causes that carried the indemnity in Cole County
- Excess Moisture/Precipitation/Rain $1,156,682 indemnity · 9 years
- Drought $399,750 indemnity · 8 years
- Flood $315,119 indemnity · 7 years
- Decline in Price $52,301 indemnity · 4 years
- Heat $22,008 indemnity · 3 years
- Plant Disease $6,334 indemnity · 1 years
Every county-crop the agency files in Missouri → Buy the Cole County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.