Crop-loss band · Missouri
Cooper County, Missouri — crop-loss band
- 0.52Low end of the filed band
- 1.30Middle of the filed band
- 2.54High end of the filed band
- 2015Worst year filed (2.64)
- 10Years filed
Every year the Risk Management Agency has filed for Cooper County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.52 at the low end to 2.54 at the high end, with 1.30 in the middle. The worst year filed is 2015, at 2.64. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,357,103 | $6,213,338 | $14,792,050 | 742 | 742 | 2.64 |
| 2016 | $613,307 | $992,236 | $3,779,763 | 264 | 264 | 1.62 |
| 2017 | $1,575,380 | $919,620 | $9,548,679 | 394 | 394 | 0.58 |
| 2018 | $3,084,003 | $4,158,911 | $23,733,467 | 790 | 786 | 1.35 |
| 2019 | $2,468,897 | $2,557,374 | $13,876,926 | 553 | 550 | 1.04 |
| 2020 | $1,369,239 | $705,235 | $9,819,644 | 434 | 434 | 0.52 |
| 2021 | $4,700,038 | $5,948,367 | $33,730,090 | 846 | 846 | 1.27 |
| 2022 | $6,517,763 | $13,537,015 | $46,317,707 | 1,020 | 1,020 | 2.08 |
| 2023 | $6,715,429 | $17,052,825 | $52,976,660 | 1,074 | 1,074 | 2.54 |
| 2024 | $1,731,360 | $2,252,167 | $13,363,590 | 456 | 456 | 1.30 |
Commodities insured in Cooper County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.37Low end of the filed band
- 1.24Middle of the filed band
- 2.30High end of the filed band
- 2023Worst year filed (2.67)
- 10Years filed
- $18,173,885Premium filed
- $31,140,030Indemnity paid
- $116,612,081Liability insured
- 192,649Quantity planted
- 177,016Quantity lost
- 1,975Policies
- 1,974Policies with a loss
- 1.71Loss ratio, whole span
Causes that carried the indemnity in Cooper County
- Drought $20,076,493 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $6,886,422 indemnity · 10 years
- Decline in Price $1,344,030 indemnity · 10 years
- Flood $1,107,045 indemnity · 8 years
- Mycotoxin $983,800 indemnity · 3 years
- ARPI/SCO/STAX/MP Crops Only $469,052 indemnity · 4 years
Soybeans 10 years filed
- 0.43Low end of the filed band
- 1.62Middle of the filed band
- 2.35High end of the filed band
- 2015Worst year filed (2.52)
- 10Years filed
- $10,217,244Premium filed
- $17,694,584Indemnity paid
- $89,162,792Liability insured
- 211,133Quantity planted
- 187,851Quantity lost
- 1,964Policies
- 1,958Policies with a loss
- 1.73Loss ratio, whole span
Causes that carried the indemnity in Cooper County
- Drought $9,936,260 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $6,107,313 indemnity · 10 years
- Decline in Price $953,870 indemnity · 8 years
- Flood $343,114 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $157,965 indemnity · 4 years
- Heat $105,598 indemnity · 5 years
Wheat 10 years filed
- 0.72Low end of the filed band
- 1.97Middle of the filed band
- 3.13High end of the filed band
- 2015Worst year filed (4.03)
- 10Years filed
- $1,058,561Premium filed
- $2,873,443Indemnity paid
- $6,828,564Liability insured
- 21,964Quantity planted
- 22,010Quantity lost
- 288Policies
- 288Policies with a loss
- 2.71Loss ratio, whole span
Causes that carried the indemnity in Cooper County
- Excess Moisture/Precipitation/Rain $1,450,091 indemnity · 8 years
- Mycotoxin $487,732 indemnity · 2 years
- Drought $485,030 indemnity · 3 years
- Decline in Price $165,248 indemnity · 9 years
- ARPI/SCO/STAX Crops Only $125,781 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $49,222 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.86Low end of the filed band
- 1.72Middle of the filed band
- 2.44High end of the filed band
- 2015Worst year filed (2.67)
- 10Years filed
- $1,682,829Premium filed
- $2,629,031Indemnity paid
- $9,335,139Liability insured
- 108,963Quantity planted
- 0Quantity lost
- 2,346Policies
- 2,346Policies with a loss
- 1.56Loss ratio, whole span
Causes that carried the indemnity in Cooper County
- ARPI/SCO/STAX Crops Only $2,629,031 indemnity · 10 years
Every county-crop the agency files in Missouri → Buy the Cooper County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.