Crop-loss band · Missouri
Daviess County, Missouri — crop-loss band
- 0.93Low end of the filed band
- 1.27Middle of the filed band
- 2.80High end of the filed band
- 2015Worst year filed (3.09)
- 10Years filed
Every year the Risk Management Agency has filed for Daviess County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.93 at the low end to 2.80 at the high end, with 1.27 in the middle. The worst year filed is 2015, at 3.09. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,703,824 | $5,264,029 | $8,923,382 | 423 | 423 | 3.09 |
| 2016 | $581,531 | $663,731 | $4,083,969 | 141 | 141 | 1.14 |
| 2017 | $1,613,701 | $3,917,356 | $10,548,677 | 328 | 328 | 2.43 |
| 2018 | $4,187,878 | $11,711,556 | $29,610,664 | 715 | 715 | 2.80 |
| 2019 | $3,320,599 | $8,430,867 | $20,214,008 | 523 | 519 | 2.54 |
| 2020 | $927,662 | $1,427,487 | $5,695,336 | 183 | 183 | 1.54 |
| 2021 | $1,600,140 | $1,594,843 | $10,478,347 | 227 | 227 | 1.00 |
| 2022 | $1,046,536 | $972,287 | $7,097,558 | 171 | 171 | 0.93 |
| 2023 | $1,347,959 | $1,711,131 | $8,660,090 | 188 | 188 | 1.27 |
| 2024 | $993,361 | $1,166,458 | $7,284,118 | 182 | 182 | 1.17 |
Commodities insured in Daviess County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.60Low end of the filed band
- 1.34Middle of the filed band
- 3.06High end of the filed band
- 2018Worst year filed (3.15)
- 10Years filed
- $8,742,669Premium filed
- $19,861,882Indemnity paid
- $49,283,203Liability insured
- 115,516Quantity planted
- 111,510Quantity lost
- 1,097Policies
- 1,097Policies with a loss
- 2.27Loss ratio, whole span
Causes that carried the indemnity in Daviess County
- Excess Moisture/Precipitation/Rain $9,066,064 indemnity · 10 years
- Drought $8,586,677 indemnity · 7 years
- Flood $1,652,450 indemnity · 4 years
- Decline in Price $455,706 indemnity · 9 years
- Hail $51,733 indemnity · 3 years
- Cold Wet Weather $41,355 indemnity · 2 years
Soybeans 10 years filed
- 0.66Low end of the filed band
- 1.35Middle of the filed band
- 2.78High end of the filed band
- 2015Worst year filed (3.12)
- 10Years filed
- $8,148,923Premium filed
- $16,252,663Indemnity paid
- $60,890,936Liability insured
- 188,170Quantity planted
- 169,607Quantity lost
- 1,640Policies
- 1,636Policies with a loss
- 1.99Loss ratio, whole span
Causes that carried the indemnity in Daviess County
- Excess Moisture/Precipitation/Rain $7,803,531 indemnity · 10 years
- Drought $5,550,497 indemnity · 9 years
- Flood $2,026,818 indemnity · 5 years
- Decline in Price $517,421 indemnity · 9 years
- Cold Wet Weather $194,037 indemnity · 8 years
- Failure of Irrigation Equipment $39,059 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.97Low end of the filed band
- 1.47Middle of the filed band
- 2.19High end of the filed band
- 2023Worst year filed (2.41)
- 10Years filed
- $431,599Premium filed
- $745,200Indemnity paid
- $2,422,010Liability insured
- 17,101Quantity planted
- 0Quantity lost
- 344Policies
- 344Policies with a loss
- 1.73Loss ratio, whole span
Causes that carried the indemnity in Daviess County
- ARPI/SCO/STAX Crops Only $745,200 indemnity · 10 years
Every county-crop the agency files in Missouri → Buy the Daviess County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.