Crop-loss band · Missouri
Dunklin County, Missouri — crop-loss band
- 2.60Low end of the filed band
- 2.94Middle of the filed band
- 3.99High end of the filed band
- 2020Worst year filed (4.02)
- 10Years filed
Every year the Risk Management Agency has filed for Dunklin County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.60 at the low end to 3.99 at the high end, with 2.94 in the middle. The worst year filed is 2020, at 4.02. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,146,990 | $4,463,629 | $11,546,345 | 425 | 425 | 3.89 |
| 2016 | $1,513,933 | $4,521,223 | $15,017,069 | 404 | 398 | 2.99 |
| 2017 | $1,735,652 | $4,553,001 | $18,060,733 | 382 | 379 | 2.62 |
| 2018 | $1,614,760 | $4,198,430 | $14,173,574 | 465 | 461 | 2.60 |
| 2019 | $2,262,400 | $8,228,411 | $20,150,529 | 542 | 533 | 3.64 |
| 2020 | $2,287,095 | $9,192,037 | $21,428,973 | 636 | 633 | 4.02 |
| 2021 | $1,776,917 | $4,669,030 | $14,618,324 | 331 | 323 | 2.63 |
| 2022 | $6,083,136 | $17,854,479 | $38,254,924 | 600 | 600 | 2.94 |
| 2023 | $2,141,450 | $6,182,819 | $15,394,072 | 386 | 386 | 2.89 |
| 2024 | $2,423,516 | $9,678,986 | $20,064,614 | 392 | 392 | 3.99 |
Commodities insured in Dunklin County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 2.45Low end of the filed band
- 3.39Middle of the filed band
- 4.45High end of the filed band
- 2015Worst year filed (5.36)
- 10Years filed
- $9,476,780Premium filed
- $32,745,304Indemnity paid
- $68,171,918Liability insured
- 104,873Quantity planted
- 146,201Quantity lost
- 1,032Policies
- 1,024Policies with a loss
- 3.46Loss ratio, whole span
Causes that carried the indemnity in Dunklin County
- Excess Moisture/Precipitation/Rain $22,074,428 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $4,576,188 indemnity · 6 years
- Heat $3,369,090 indemnity · 5 years
- Freeze $1,161,616 indemnity · 1 years
- Drought $553,000 indemnity · 7 years
- Wind/Excess Wind $254,274 indemnity · 4 years
Soybeans 10 years filed
- 1.47Low end of the filed band
- 2.06Middle of the filed band
- 3.14High end of the filed band
- 2020Worst year filed (3.26)
- 10Years filed
- $6,497,975Premium filed
- $14,866,949Indemnity paid
- $57,005,539Liability insured
- 189,939Quantity planted
- 193,259Quantity lost
- 1,851Policies
- 1,842Policies with a loss
- 2.29Loss ratio, whole span
Causes that carried the indemnity in Dunklin County
- Excess Moisture/Precipitation/Rain $10,088,989 indemnity · 10 years
- Heat $3,404,265 indemnity · 9 years
- Drought $877,268 indemnity · 9 years
- Decline in Price $158,943 indemnity · 7 years
- Plant Disease $97,575 indemnity · 3 years
- Hot Wind $69,479 indemnity · 3 years
Rice 10 years filed
- 4.46Low end of the filed band
- 5.56Middle of the filed band
- 8.14High end of the filed band
- 2015Worst year filed (13.25)
- 10Years filed
- $1,574,167Premium filed
- $10,648,292Indemnity paid
- $20,031,234Liability insured
- 42,866Quantity planted
- 42,633Quantity lost
- 625Policies
- 613Policies with a loss
- 6.76Loss ratio, whole span
Causes that carried the indemnity in Dunklin County
- Excess Moisture/Precipitation/Rain $8,497,735 indemnity · 10 years
- Wind/Excess Wind $1,782,136 indemnity · 9 years
- Heat $120,472 indemnity · 3 years
- Cold Wet Weather $104,430 indemnity · 2 years
- Decline in Price $73,065 indemnity · 4 years
- Plant Disease $63,283 indemnity · 1 years
Corn 10 years filed
- 1.70Low end of the filed band
- 2.89Middle of the filed band
- 3.61High end of the filed band
- 2020Worst year filed (3.95)
- 10Years filed
- $2,448,863Premium filed
- $7,263,760Indemnity paid
- $20,137,024Liability insured
- 50,688Quantity planted
- 48,367Quantity lost
- 590Policies
- 586Policies with a loss
- 2.97Loss ratio, whole span
Causes that carried the indemnity in Dunklin County
- Excess Moisture/Precipitation/Rain $5,460,098 indemnity · 10 years
- Heat $1,350,639 indemnity · 6 years
- Drought $217,747 indemnity · 6 years
- Hail $73,551 indemnity · 1 years
- Decline in Price $71,263 indemnity · 6 years
- Wind/Excess Wind $28,333 indemnity · 3 years
Wheat 10 years filed
- 1.66Low end of the filed band
- 2.57Middle of the filed band
- 2.73High end of the filed band
- 2017Worst year filed (2.82)
- 10Years filed
- $1,828,079Premium filed
- $4,206,503Indemnity paid
- $8,663,060Liability insured
- 46,290Quantity planted
- 46,298Quantity lost
- 408Policies
- 408Policies with a loss
- 2.30Loss ratio, whole span
Causes that carried the indemnity in Dunklin County
- Excess Moisture/Precipitation/Rain $3,479,090 indemnity · 10 years
- Hail $274,850 indemnity · 3 years
- Cold Wet Weather $217,472 indemnity · 5 years
- Freeze $109,684 indemnity · 1 years
- Cold Winter $47,920 indemnity · 1 years
- Decline in Price $32,511 indemnity · 6 years
All Other Crops 10 years filed
- 0.77Low end of the filed band
- 3.05Middle of the filed band
- 4.83High end of the filed band
- 2023Worst year filed (8.14)
- 10Years filed
- $1,159,984Premium filed
- $3,811,237Indemnity paid
- $14,700,382Liability insured
- 6,952Quantity planted
- 3,282Quantity lost
- 57Policies
- 57Policies with a loss
- 3.29Loss ratio, whole span
Causes that carried the indemnity in Dunklin County
- Excess Moisture/Precipitation/Rain $2,821,223 indemnity · 8 years
- Freeze $516,968 indemnity · 2 years
- Heat $228,192 indemnity · 4 years
- ARPI/SCO/STAX Crops Only $140,073 indemnity · 4 years
- Hail $53,492 indemnity · 2 years
- Frost $31,467 indemnity · 2 years
Every county-crop the agency files in Missouri → Buy the Dunklin County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.