Crop-loss band · Missouri
Franklin County, Missouri — crop-loss band
- 1.15Low end of the filed band
- 2.11Middle of the filed band
- 3.11High end of the filed band
- 2019Worst year filed (3.65)
- 10Years filed
Every year the Risk Management Agency has filed for Franklin County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.15 at the low end to 3.11 at the high end, with 2.11 in the middle. The worst year filed is 2019, at 3.65. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $648,526 | $1,556,063 | $3,891,399 | 154 | 154 | 2.40 |
| 2016 | $137,056 | $158,210 | $851,597 | 31 | 31 | 1.15 |
| 2017 | $767,687 | $1,860,127 | $4,326,250 | 136 | 136 | 2.42 |
| 2018 | $156,990 | $301,038 | $1,287,108 | 65 | 65 | 1.92 |
| 2019 | $696,863 | $2,545,852 | $3,519,079 | 137 | 137 | 3.65 |
| 2020 | $186,353 | $313,994 | $1,225,202 | 52 | 52 | 1.68 |
| 2021 | $184,181 | $387,780 | $1,249,278 | 42 | 42 | 2.11 |
| 2022 | $551,584 | $1,496,510 | $4,841,557 | 123 | 123 | 2.71 |
| 2023 | $811,794 | $2,521,514 | $7,582,898 | 176 | 176 | 3.11 |
| 2024 | $639,206 | $1,328,257 | $5,187,456 | 146 | 146 | 2.08 |
Commodities insured in Franklin County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.28Low end of the filed band
- 2.48Middle of the filed band
- 3.19High end of the filed band
- 2019Worst year filed (3.44)
- 10Years filed
- $2,650,615Premium filed
- $7,349,858Indemnity paid
- $17,270,411Liability insured
- 36,595Quantity planted
- 35,989Quantity lost
- 502Policies
- 502Policies with a loss
- 2.77Loss ratio, whole span
Causes that carried the indemnity in Franklin County
- Excess Moisture/Precipitation/Rain $3,414,909 indemnity · 10 years
- Drought $2,072,289 indemnity · 6 years
- Flood $1,538,052 indemnity · 8 years
- Hot Wind $151,556 indemnity · 1 years
- Decline in Price $100,176 indemnity · 5 years
- Heat $65,765 indemnity · 2 years
Soybeans 10 years filed
- 1.05Low end of the filed band
- 2.01Middle of the filed band
- 3.01High end of the filed band
- 2019Worst year filed (4.02)
- 10Years filed
- $2,129,625Premium filed
- $5,119,487Indemnity paid
- $16,691,413Liability insured
- 46,090Quantity planted
- 41,099Quantity lost
- 560Policies
- 560Policies with a loss
- 2.40Loss ratio, whole span
Causes that carried the indemnity in Franklin County
- Excess Moisture/Precipitation/Rain $2,102,714 indemnity · 10 years
- Drought $1,904,078 indemnity · 9 years
- Flood $742,744 indemnity · 8 years
- Decline in Price $141,932 indemnity · 6 years
- Hail $87,123 indemnity · 1 years
- Heat $82,921 indemnity · 5 years
Every county-crop the agency files in Missouri → Buy the Franklin County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.