Crop-loss band · Missouri
Harrison County, Missouri — crop-loss band
- 1.01Low end of the filed band
- 1.18Middle of the filed band
- 2.22High end of the filed band
- 2015Worst year filed (3.08)
- 10Years filed
Every year the Risk Management Agency has filed for Harrison County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.01 at the low end to 2.22 at the high end, with 1.18 in the middle. The worst year filed is 2015, at 3.08. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,589,418 | $7,963,166 | $13,830,917 | 539 | 539 | 3.08 |
| 2016 | $542,605 | $586,058 | $4,133,779 | 148 | 146 | 1.08 |
| 2017 | $1,111,581 | $1,312,714 | $7,797,471 | 194 | 194 | 1.18 |
| 2018 | $4,689,013 | $10,419,310 | $36,688,269 | 598 | 598 | 2.22 |
| 2019 | $2,836,840 | $5,203,469 | $18,933,296 | 378 | 378 | 1.83 |
| 2020 | $884,904 | $1,017,048 | $6,206,409 | 155 | 155 | 1.15 |
| 2021 | $1,327,621 | $1,335,970 | $10,102,426 | 190 | 190 | 1.01 |
| 2022 | $1,407,827 | $1,916,576 | $9,820,117 | 248 | 248 | 1.36 |
| 2023 | $921,353 | $1,503,849 | $6,773,168 | 166 | 166 | 1.63 |
| 2024 | $1,067,584 | $1,099,506 | $8,541,166 | 191 | 191 | 1.03 |
Commodities insured in Harrison County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.77Low end of the filed band
- 1.65Middle of the filed band
- 2.74High end of the filed band
- 2015Worst year filed (3.12)
- 10Years filed
- $8,192,579Premium filed
- $16,784,283Indemnity paid
- $52,087,752Liability insured
- 127,134Quantity planted
- 118,576Quantity lost
- 1,016Policies
- 1,014Policies with a loss
- 2.05Loss ratio, whole span
Causes that carried the indemnity in Harrison County
- Excess Moisture/Precipitation/Rain $9,492,536 indemnity · 9 years
- Drought $6,808,299 indemnity · 9 years
- Decline in Price $144,944 indemnity · 7 years
- Flood $91,745 indemnity · 3 years
- Cold Wet Weather $89,085 indemnity · 4 years
- Wildlife $80,083 indemnity · 4 years
Soybeans 10 years filed
- 0.55Low end of the filed band
- 1.34Middle of the filed band
- 2.28High end of the filed band
- 2015Worst year filed (3.05)
- 10Years filed
- $8,737,289Premium filed
- $14,913,172Indemnity paid
- $67,948,824Liability insured
- 194,872Quantity planted
- 164,237Quantity lost
- 1,444Policies
- 1,444Policies with a loss
- 1.71Loss ratio, whole span
Causes that carried the indemnity in Harrison County
- Excess Moisture/Precipitation/Rain $7,059,211 indemnity · 10 years
- Drought $6,678,402 indemnity · 8 years
- Decline in Price $317,623 indemnity · 8 years
- Heat $242,462 indemnity · 3 years
- Flood $186,617 indemnity · 4 years
- Wildlife $146,992 indemnity · 6 years
Pasture,Rangeland,Forage 10 years filed
- 0.71Low end of the filed band
- 1.16Middle of the filed band
- 1.96High end of the filed band
- 2023Worst year filed (2.17)
- 10Years filed
- $448,878Premium filed
- $660,211Indemnity paid
- $2,790,442Liability insured
- 29,833Quantity planted
- 0Quantity lost
- 347Policies
- 347Policies with a loss
- 1.47Loss ratio, whole span
Causes that carried the indemnity in Harrison County
- ARPI/SCO/STAX Crops Only $660,211 indemnity · 10 years
Every county-crop the agency files in Missouri → Buy the Harrison County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.