Crop-loss band · Missouri
Henry County, Missouri — crop-loss band
- 1.17Low end of the filed band
- 1.69Middle of the filed band
- 2.18High end of the filed band
- 2015Worst year filed (2.88)
- 10Years filed
Every year the Risk Management Agency has filed for Henry County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.17 at the low end to 2.18 at the high end, with 1.69 in the middle. The worst year filed is 2015, at 2.88. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,559,880 | $4,485,932 | $8,605,270 | 514 | 514 | 2.88 |
| 2016 | $279,734 | $338,560 | $1,662,492 | 137 | 137 | 1.21 |
| 2017 | $796,292 | $934,666 | $5,229,042 | 236 | 236 | 1.17 |
| 2018 | $559,426 | $785,769 | $4,025,650 | 215 | 215 | 1.40 |
| 2019 | $1,512,926 | $2,798,661 | $8,876,979 | 432 | 432 | 1.85 |
| 2020 | $882,491 | $1,659,877 | $4,969,120 | 240 | 240 | 1.88 |
| 2021 | $2,697,898 | $4,565,782 | $15,812,438 | 455 | 453 | 1.69 |
| 2022 | $2,131,573 | $3,151,702 | $12,049,319 | 266 | 266 | 1.48 |
| 2023 | $3,605,715 | $7,860,116 | $26,099,489 | 442 | 442 | 2.18 |
| 2024 | $2,676,349 | $5,518,572 | $20,295,892 | 427 | 427 | 2.06 |
Commodities insured in Henry County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.92Low end of the filed band
- 1.60Middle of the filed band
- 2.25High end of the filed band
- 2015Worst year filed (2.75)
- 10Years filed
- $9,614,369Premium filed
- $18,503,416Indemnity paid
- $66,224,414Liability insured
- 205,734Quantity planted
- 192,690Quantity lost
- 1,613Policies
- 1,612Policies with a loss
- 1.92Loss ratio, whole span
Causes that carried the indemnity in Henry County
- Drought $9,275,645 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $7,100,863 indemnity · 10 years
- Heat $1,016,918 indemnity · 4 years
- Flood $614,160 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $200,219 indemnity · 3 years
- Decline in Price $172,806 indemnity · 7 years
Corn 10 years filed
- 0.65Low end of the filed band
- 1.64Middle of the filed band
- 2.21High end of the filed band
- 2023Worst year filed (2.22)
- 10Years filed
- $5,362,277Premium filed
- $9,455,848Indemnity paid
- $32,407,818Liability insured
- 75,718Quantity planted
- 70,590Quantity lost
- 778Policies
- 778Policies with a loss
- 1.76Loss ratio, whole span
Causes that carried the indemnity in Henry County
- Excess Moisture/Precipitation/Rain $4,698,802 indemnity · 10 years
- Drought $3,641,577 indemnity · 6 years
- Heat $710,664 indemnity · 4 years
- Flood $220,395 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $65,095 indemnity · 1 years
- Decline in Price $53,703 indemnity · 6 years
Wheat 10 years filed
- 1.59Low end of the filed band
- 2.60Middle of the filed band
- 3.36High end of the filed band
- 2015Worst year filed (4.37)
- 10Years filed
- $1,008,910Premium filed
- $3,051,527Indemnity paid
- $5,087,112Liability insured
- 32,072Quantity planted
- 32,082Quantity lost
- 364Policies
- 363Policies with a loss
- 3.02Loss ratio, whole span
Causes that carried the indemnity in Henry County
- Excess Moisture/Precipitation/Rain $2,147,661 indemnity · 10 years
- Mycotoxin $262,010 indemnity · 1 years
- Drought $187,300 indemnity · 5 years
- Cold Wet Weather $151,257 indemnity · 6 years
- Freeze $109,561 indemnity · 3 years
- Cold Winter $109,338 indemnity · 6 years
Pasture,Rangeland,Forage 10 years filed
- 0.85Low end of the filed band
- 1.47Middle of the filed band
- 2.31High end of the filed band
- 2023Worst year filed (2.54)
- 10Years filed
- $716,728Premium filed
- $1,088,846Indemnity paid
- $3,906,347Liability insured
- 24,598Quantity planted
- 0Quantity lost
- 609Policies
- 609Policies with a loss
- 1.52Loss ratio, whole span
Causes that carried the indemnity in Henry County
- ARPI/SCO/STAX Crops Only $1,088,846 indemnity · 10 years
Every county-crop the agency files in Missouri → Buy the Henry County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.