Crop-loss band · Missouri
Hickory County, Missouri — crop-loss band
- 1.79Low end of the filed band
- 2.47Middle of the filed band
- 3.67High end of the filed band
- 2023Worst year filed (3.67)
- 10Years filed
Every year the Risk Management Agency has filed for Hickory County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.79 at the low end to 3.67 at the high end, with 2.47 in the middle. The worst year filed is 2023, at 3.67. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $103,351 | $378,852 | $537,479 | 34 | 34 | 3.67 |
| 2016 | $19,318 | $36,161 | $82,966 | 9 | 9 | 1.87 |
| 2017 | $47,409 | $85,350 | $245,808 | 19 | 19 | 1.80 |
| 2018 | $53,895 | $112,498 | $379,945 | 27 | 27 | 2.09 |
| 2019 | $100,709 | $179,959 | $582,359 | 23 | 23 | 1.79 |
| 2020 | $42,142 | $122,390 | $263,507 | 23 | 23 | 2.90 |
| 2021 | $97,615 | $241,304 | $632,522 | 24 | 24 | 2.47 |
| 2022 | $269,595 | $939,316 | $1,774,989 | 55 | 55 | 3.48 |
| 2023 | $314,577 | $1,155,650 | $2,006,530 | 52 | 52 | 3.67 |
| 2024 | $189,657 | $597,220 | $1,150,479 | 37 | 37 | 3.15 |
Commodities insured in Hickory County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.76Low end of the filed band
- 2.04Middle of the filed band
- 3.31High end of the filed band
- 2023Worst year filed (4.38)
- 10Years filed
- $658,955Premium filed
- $1,961,438Indemnity paid
- $3,694,777Liability insured
- 10,408Quantity planted
- 9,569Quantity lost
- 156Policies
- 156Policies with a loss
- 2.98Loss ratio, whole span
Causes that carried the indemnity in Hickory County
- Drought $829,415 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $728,275 indemnity · 8 years
- Decline in Price $195,148 indemnity · 7 years
- Heat $156,400 indemnity · 2 years
- Flood $22,659 indemnity · 2 years
- Cold Wet Weather $16,070 indemnity · 2 years
Soybeans 10 years filed
- 1.03Low end of the filed band
- 2.89Middle of the filed band
- 4.29High end of the filed band
- 2015Worst year filed (4.32)
- 10Years filed
- $579,313Premium filed
- $1,887,262Indemnity paid
- $3,961,807Liability insured
- 13,277Quantity planted
- 14,811Quantity lost
- 147Policies
- 147Policies with a loss
- 3.26Loss ratio, whole span
Causes that carried the indemnity in Hickory County
- Drought $1,350,697 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $462,231 indemnity · 9 years
- Heat $60,783 indemnity · 3 years
- Wildlife $9,201 indemnity · 3 years
- Decline in Price $4,351 indemnity · 3 years
Every county-crop the agency files in Missouri → Buy the Hickory County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.