Crop-loss band · Missouri
Holt County, Missouri — crop-loss band
- 0.96Low end of the filed band
- 1.87Middle of the filed band
- 3.90High end of the filed band
- 2019Worst year filed (4.16)
- 10Years filed
Every year the Risk Management Agency has filed for Holt County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.96 at the low end to 3.90 at the high end, with 1.87 in the middle. The worst year filed is 2019, at 4.16. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,387,789 | $13,216,451 | $19,159,605 | 461 | 461 | 3.90 |
| 2016 | $1,519,674 | $2,251,881 | $12,591,465 | 221 | 220 | 1.48 |
| 2017 | $281,642 | $430,679 | $2,536,464 | 71 | 71 | 1.53 |
| 2018 | $3,088,625 | $6,850,631 | $28,404,374 | 442 | 442 | 2.22 |
| 2019 | $5,710,846 | $23,770,346 | $27,475,407 | 562 | 562 | 4.16 |
| 2020 | $1,888,368 | $3,523,791 | $8,300,711 | 209 | 209 | 1.87 |
| 2021 | $942,886 | $2,167,055 | $7,046,405 | 142 | 142 | 2.30 |
| 2022 | $732,551 | $704,470 | $6,106,518 | 110 | 110 | 0.96 |
| 2023 | $489,243 | $754,833 | $5,326,564 | 57 | 57 | 1.54 |
| 2024 | $2,110,288 | $4,128,981 | $16,235,577 | 264 | 264 | 1.96 |
Commodities insured in Holt County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.15Low end of the filed band
- 2.08Middle of the filed band
- 3.65High end of the filed band
- 2019Worst year filed (3.88)
- 10Years filed
- $13,185,712Premium filed
- $39,121,803Indemnity paid
- $80,052,954Liability insured
- 169,613Quantity planted
- 161,364Quantity lost
- 1,317Policies
- 1,317Policies with a loss
- 2.97Loss ratio, whole span
Causes that carried the indemnity in Holt County
- Excess Moisture/Precipitation/Rain $25,683,119 indemnity · 10 years
- Flood $7,919,856 indemnity · 7 years
- Drought $3,374,396 indemnity · 8 years
- Wind/Excess Wind $885,318 indemnity · 6 years
- Heat $418,676 indemnity · 4 years
- Decline in Price $396,287 indemnity · 8 years
Soybeans 10 years filed
- 0.68Low end of the filed band
- 1.41Middle of the filed band
- 4.64High end of the filed band
- 2019Worst year filed (5.19)
- 10Years filed
- $6,672,143Premium filed
- $17,931,426Indemnity paid
- $51,873,368Liability insured
- 142,090Quantity planted
- 120,422Quantity lost
- 1,191Policies
- 1,190Policies with a loss
- 2.69Loss ratio, whole span
Causes that carried the indemnity in Holt County
- Excess Moisture/Precipitation/Rain $11,054,314 indemnity · 10 years
- Flood $4,165,905 indemnity · 8 years
- Drought $2,224,274 indemnity · 8 years
- Hail $276,089 indemnity · 7 years
- Decline in Price $97,764 indemnity · 5 years
- Heat $67,259 indemnity · 5 years
Popcorn 6 years filed
- 0.20Low end of the filed band
- 1.90Middle of the filed band
- 4.22High end of the filed band
- 2019Worst year filed (4.22)
- 6Years filed
- $294,056Premium filed
- $745,889Indemnity paid
- $1,256,767Liability insured
- 2,639Quantity planted
- 2,639Quantity lost
- 31Policies
- 31Policies with a loss
- 2.54Loss ratio, whole span
Causes that carried the indemnity in Holt County
- Excess Moisture/Precipitation/Rain $365,735 indemnity · 3 years
- Flood $221,468 indemnity · 2 years
- Wind/Excess Wind $153,749 indemnity · 2 years
- Drought $2,719 indemnity · 1 years
- Decline in Price $2,218 indemnity · 1 years
Every county-crop the agency files in Missouri → Buy the Holt County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.