Crop-loss band · Missouri
Jefferson County, Missouri — crop-loss band
- 0.83Low end of the filed band
- 2.04Middle of the filed band
- 3.17High end of the filed band
- 2024Worst year filed (3.67)
- 10Years filed
Every year the Risk Management Agency has filed for Jefferson County is in the series below, from 2018 to 2022. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.83 at the low end to 3.17 at the high end, with 2.04 in the middle. The worst year filed is 2024, at 3.67. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $78,448 | $167,865 | $596,729 | 31 | 31 | 2.14 |
| 2016 | $105,910 | $88,312 | $705,957 | 9 | 9 | 0.83 |
| 2017 | $100,813 | $108,143 | $824,753 | 40 | 40 | 1.07 |
| 2018 | $2,295 | $7,266 | $19,377 | 4 | 4 | 3.17 |
| 2019 | $32,627 | $41,344 | $266,868 | 12 | 12 | 1.27 |
| 2020 | $8,479 | $8,756 | $93,178 | 6 | 6 | 1.03 |
| 2021 | $5,020 | $14,206 | $45,755 | 6 | 6 | 2.83 |
| 2022 | $34,804 | $71,021 | $389,325 | 12 | 12 | 2.04 |
| 2023 | $131,302 | $406,106 | $1,498,744 | 26 | 26 | 3.09 |
| 2024 | $77,076 | $283,214 | $858,803 | 25 | 25 | 3.67 |
Commodities insured in Jefferson County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 7 years filed
- 1.03Low end of the filed band
- 2.87Middle of the filed band
- 3.67High end of the filed band
- 2024Worst year filed (3.67)
- 7Years filed
- $284,403Premium filed
- $819,536Indemnity paid
- $3,131,737Liability insured
- 7,597Quantity planted
- 6,777Quantity lost
- 88Policies
- 88Policies with a loss
- 2.88Loss ratio, whole span
Causes that carried the indemnity in Jefferson County
- Drought $359,721 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $239,058 indemnity · 6 years
- Flood $175,220 indemnity · 5 years
- Decline in Price $17,865 indemnity · 3 years
- Wildlife $15,509 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $12,164 indemnity · 1 years
All Other Crops 5 years filed
- 0.83Low end of the filed band
- 1.19Middle of the filed band
- 2.79High end of the filed band
- 2021Worst year filed (2.79)
- 5Years filed
- $292,371Premium filed
- $376,697Indemnity paid
- $2,167,752Liability insured
- 7,045Quantity planted
- 5,234Quantity lost
- 83Policies
- 83Policies with a loss
- 1.29Loss ratio, whole span
Causes that carried the indemnity in Jefferson County
- Excess Moisture/Precipitation/Rain $193,886 indemnity · 3 years
- Flood $99,965 indemnity · 3 years
- Drought $31,924 indemnity · 1 years
- Decline in Price $21,094 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $12,607 indemnity · 3 years
- Cold Wet Weather $6,991 indemnity · 1 years
Every county-crop the agency files in Missouri → Buy the Jefferson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.