Crop-loss band · Missouri
Johnson County, Missouri — crop-loss band
- 1.20Low end of the filed band
- 1.68Middle of the filed band
- 2.18High end of the filed band
- 2015Worst year filed (2.41)
- 10Years filed
Every year the Risk Management Agency has filed for Johnson County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.20 at the low end to 2.18 at the high end, with 1.68 in the middle. The worst year filed is 2015, at 2.41. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,167,742 | $5,220,119 | $12,347,525 | 630 | 629 | 2.41 |
| 2016 | $763,273 | $918,595 | $4,576,633 | 398 | 398 | 1.20 |
| 2017 | $1,731,377 | $3,771,047 | $10,934,398 | 517 | 517 | 2.18 |
| 2018 | $1,700,132 | $2,959,519 | $12,671,246 | 670 | 670 | 1.74 |
| 2019 | $2,695,962 | $3,571,903 | $16,238,806 | 833 | 833 | 1.32 |
| 2020 | $1,678,060 | $2,811,444 | $10,466,061 | 533 | 533 | 1.68 |
| 2021 | $3,589,310 | $4,734,466 | $23,252,387 | 700 | 700 | 1.32 |
| 2022 | $4,826,381 | $6,741,383 | $33,139,453 | 750 | 750 | 1.40 |
| 2023 | $5,733,637 | $11,548,704 | $45,093,627 | 968 | 968 | 2.01 |
| 2024 | $3,119,658 | $5,766,571 | $23,356,222 | 625 | 625 | 1.85 |
Commodities insured in Johnson County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.87Low end of the filed band
- 2.05Middle of the filed band
- 2.51High end of the filed band
- 2017Worst year filed (2.60)
- 10Years filed
- $13,738,474Premium filed
- $25,839,388Indemnity paid
- $102,055,455Liability insured
- 271,369Quantity planted
- 256,745Quantity lost
- 2,411Policies
- 2,410Policies with a loss
- 1.88Loss ratio, whole span
Causes that carried the indemnity in Johnson County
- Drought $12,768,685 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $7,554,387 indemnity · 10 years
- Flood $3,019,006 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $979,928 indemnity · 3 years
- Decline in Price $750,201 indemnity · 6 years
- Heat $339,575 indemnity · 5 years
Corn 10 years filed
- 0.81Low end of the filed band
- 1.49Middle of the filed band
- 1.81High end of the filed band
- 2023Worst year filed (1.84)
- 10Years filed
- $10,186,165Premium filed
- $15,674,353Indemnity paid
- $66,874,018Liability insured
- 120,333Quantity planted
- 114,522Quantity lost
- 1,481Policies
- 1,481Policies with a loss
- 1.54Loss ratio, whole span
Causes that carried the indemnity in Johnson County
- Drought $8,246,956 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $5,159,410 indemnity · 9 years
- Flood $827,807 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $669,860 indemnity · 3 years
- Decline in Price $320,703 indemnity · 9 years
- Heat $234,565 indemnity · 6 years
Pasture,Rangeland,Forage 10 years filed
- 0.65Low end of the filed band
- 1.36Middle of the filed band
- 2.35High end of the filed band
- 2017Worst year filed (2.97)
- 10Years filed
- $3,721,491Premium filed
- $5,377,744Indemnity paid
- $20,840,399Liability insured
- 107,802Quantity planted
- 0Quantity lost
- 2,504Policies
- 2,504Policies with a loss
- 1.45Loss ratio, whole span
Causes that carried the indemnity in Johnson County
- ARPI/SCO/STAX Crops Only $5,377,744 indemnity · 10 years
Wheat 10 years filed
- 1.25Low end of the filed band
- 2.41Middle of the filed band
- 3.58High end of the filed band
- 2015Worst year filed (4.16)
- 10Years filed
- $359,402Premium filed
- $1,152,266Indemnity paid
- $2,306,486Liability insured
- 11,471Quantity planted
- 11,487Quantity lost
- 228Policies
- 228Policies with a loss
- 3.21Loss ratio, whole span
Causes that carried the indemnity in Johnson County
- Excess Moisture/Precipitation/Rain $749,234 indemnity · 9 years
- Cold Winter $162,358 indemnity · 8 years
- Mycotoxin $79,096 indemnity · 1 years
- Drought $52,433 indemnity · 4 years
- Cold Wet Weather $34,569 indemnity · 7 years
- Wind/Excess Wind $25,760 indemnity · 1 years
Every county-crop the agency files in Missouri → Buy the Johnson County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.