Crop-loss band · Missouri
Laclede County, Missouri — crop-loss band
- 1.29Low end of the filed band
- 1.70Middle of the filed band
- 2.52High end of the filed band
- 2015Worst year filed (2.78)
- 10Years filed
Every year the Risk Management Agency has filed for Laclede County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.29 at the low end to 2.52 at the high end, with 1.70 in the middle. The worst year filed is 2015, at 2.78. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $171,163 | $476,361 | $902,341 | 40 | 40 | 2.78 |
| 2016 | $34,120 | $53,523 | $168,121 | 11 | 11 | 1.57 |
| 2017 | $160,476 | $404,881 | $725,782 | 46 | 46 | 2.52 |
| 2018 | $169,026 | $391,601 | $823,936 | 50 | 50 | 2.32 |
| 2019 | $75,381 | $127,845 | $281,513 | 26 | 26 | 1.70 |
| 2020 | $261,138 | $337,469 | $1,173,463 | 147 | 147 | 1.29 |
| 2021 | $104,122 | $182,905 | $599,100 | 91 | 91 | 1.76 |
| 2022 | $333,281 | $589,240 | $1,487,564 | 113 | 113 | 1.77 |
| 2023 | $326,775 | $556,265 | $1,434,074 | 101 | 101 | 1.70 |
| 2024 | $263,140 | $420,289 | $1,109,312 | 67 | 67 | 1.60 |
Commodities insured in Laclede County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.85Low end of the filed band
- 1.43Middle of the filed band
- 2.56High end of the filed band
- 2015Worst year filed (3.13)
- 10Years filed
- $1,061,810Premium filed
- $2,086,391Indemnity paid
- $3,882,634Liability insured
- 10,415Quantity planted
- 10,577Quantity lost
- 149Policies
- 149Policies with a loss
- 1.96Loss ratio, whole span
Causes that carried the indemnity in Laclede County
- Drought $1,063,277 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $530,150 indemnity · 10 years
- Flood $372,551 indemnity · 4 years
- Hot Wind $62,639 indemnity · 1 years
- Heat $47,605 indemnity · 3 years
- Decline in Price $10,170 indemnity · 4 years
Pasture,Rangeland,Forage 10 years filed
- 0.78Low end of the filed band
- 2.16Middle of the filed band
- 2.62High end of the filed band
- 2017Worst year filed (2.79)
- 10Years filed
- $563,327Premium filed
- $1,014,203Indemnity paid
- $3,386,354Liability insured
- 37,488Quantity planted
- 0Quantity lost
- 484Policies
- 484Policies with a loss
- 1.80Loss ratio, whole span
Causes that carried the indemnity in Laclede County
- ARPI/SCO/STAX Crops Only $1,014,203 indemnity · 10 years
Soybeans 10 years filed
- 0.21Low end of the filed band
- 1.00Middle of the filed band
- 2.09High end of the filed band
- 2018Worst year filed (3.48)
- 10Years filed
- $273,485Premium filed
- $439,785Indemnity paid
- $1,436,218Liability insured
- 4,545Quantity planted
- 4,313Quantity lost
- 59Policies
- 59Policies with a loss
- 1.61Loss ratio, whole span
Causes that carried the indemnity in Laclede County
- Drought $256,507 indemnity · 7 years
- Flood $108,035 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $72,807 indemnity · 9 years
- Decline in Price $2,317 indemnity · 1 years
- All Other Causes $119 indemnity · 1 years
Every county-crop the agency files in Missouri → Buy the Laclede County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.