Crop-loss band · Missouri
Lafayette County, Missouri — crop-loss band
- 1.08Low end of the filed band
- 1.56Middle of the filed band
- 1.86High end of the filed band
- 2015Worst year filed (2.87)
- 10Years filed
Every year the Risk Management Agency has filed for Lafayette County is in the series below, from 2015 to 2023. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.08 at the low end to 1.86 at the high end, with 1.56 in the middle. The worst year filed is 2015, at 2.87. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,677,025 | $4,818,935 | $15,552,132 | 698 | 698 | 2.87 |
| 2016 | $604,806 | $1,123,585 | $4,013,711 | 270 | 269 | 1.86 |
| 2017 | $748,661 | $956,854 | $8,227,505 | 282 | 282 | 1.28 |
| 2018 | $2,144,112 | $3,351,016 | $22,345,028 | 496 | 496 | 1.56 |
| 2019 | $1,594,108 | $2,708,886 | $12,162,231 | 492 | 492 | 1.70 |
| 2020 | $596,111 | $876,893 | $5,360,241 | 296 | 296 | 1.47 |
| 2021 | $1,675,742 | $1,804,508 | $20,173,536 | 463 | 463 | 1.08 |
| 2022 | $2,720,023 | $3,903,516 | $25,366,283 | 502 | 502 | 1.44 |
| 2023 | $1,927,324 | $3,043,616 | $18,186,999 | 447 | 447 | 1.58 |
| 2024 | $1,146,963 | $2,132,530 | $13,051,150 | 350 | 350 | 1.86 |
Commodities insured in Lafayette County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.37Low end of the filed band
- 1.54Middle of the filed band
- 2.21High end of the filed band
- 2015Worst year filed (2.49)
- 10Years filed
- $7,611,619Premium filed
- $12,092,814Indemnity paid
- $67,249,360Liability insured
- 109,215Quantity planted
- 94,456Quantity lost
- 1,333Policies
- 1,333Policies with a loss
- 1.59Loss ratio, whole span
Causes that carried the indemnity in Lafayette County
- Drought $5,156,391 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $4,463,000 indemnity · 8 years
- Flood $1,145,771 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $760,822 indemnity · 2 years
- Decline in Price $402,235 indemnity · 7 years
- Heat $56,413 indemnity · 3 years
Soybeans 10 years filed
- 0.48Low end of the filed band
- 1.54Middle of the filed band
- 2.57High end of the filed band
- 2015Worst year filed (3.28)
- 10Years filed
- $5,826,362Premium filed
- $10,201,934Indemnity paid
- $69,753,112Liability insured
- 164,769Quantity planted
- 115,227Quantity lost
- 1,760Policies
- 1,759Policies with a loss
- 1.75Loss ratio, whole span
Causes that carried the indemnity in Lafayette County
- Excess Moisture/Precipitation/Rain $4,577,735 indemnity · 10 years
- Drought $2,757,673 indemnity · 9 years
- Flood $1,512,577 indemnity · 8 years
- Decline in Price $578,751 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $560,274 indemnity · 2 years
- Hail $139,785 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 0.51Low end of the filed band
- 1.47Middle of the filed band
- 2.09High end of the filed band
- 2017Worst year filed (2.49)
- 10Years filed
- $782,633Premium filed
- $1,150,632Indemnity paid
- $4,498,470Liability insured
- 22,773Quantity planted
- 0Quantity lost
- 1,012Policies
- 1,012Policies with a loss
- 1.47Loss ratio, whole span
Causes that carried the indemnity in Lafayette County
- ARPI/SCO/STAX Crops Only $1,150,632 indemnity · 10 years
Wheat 9 years filed
- 0.67Low end of the filed band
- 2.37Middle of the filed band
- 5.33High end of the filed band
- 2022Worst year filed (5.33)
- 9Years filed
- $271,697Premium filed
- $841,269Indemnity paid
- $1,710,621Liability insured
- 6,833Quantity planted
- 6,835Quantity lost
- 159Policies
- 159Policies with a loss
- 3.10Loss ratio, whole span
Causes that carried the indemnity in Lafayette County
- Excess Moisture/Precipitation/Rain $566,793 indemnity · 6 years
- Mycotoxin $95,779 indemnity · 1 years
- Flood $49,479 indemnity · 1 years
- Cold Wet Weather $48,729 indemnity · 3 years
- Cold Winter $33,036 indemnity · 3 years
- Drought $26,817 indemnity · 3 years
Apples 5 years filed
- 0.55Low end of the filed band
- 1.65Middle of the filed band
- 11.66High end of the filed band
- 2021Worst year filed (11.66)
- 5Years filed
- $342,564Premium filed
- $433,690Indemnity paid
- $1,227,253Liability insured
- 282Quantity planted
- 282Quantity lost
- 32Policies
- 32Policies with a loss
- 1.27Loss ratio, whole span
Causes that carried the indemnity in Lafayette County
- Hail $271,864 indemnity · 2 years
- Wind/Excess Wind $65,660 indemnity · 1 years
- Freeze $48,535 indemnity · 2 years
- Heat $26,309 indemnity · 1 years
- Frost $21,323 indemnity · 2 years
Every county-crop the agency files in Missouri → Buy the Lafayette County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.