Crop-loss band · Missouri
Lawrence County, Missouri — crop-loss band
- 1.46Low end of the filed band
- 1.73Middle of the filed band
- 3.07High end of the filed band
- 2022Worst year filed (3.82)
- 10Years filed
Every year the Risk Management Agency has filed for Lawrence County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.46 at the low end to 3.07 at the high end, with 1.73 in the middle. The worst year filed is 2022, at 3.82. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $314,606 | $623,794 | $1,365,916 | 95 | 95 | 1.98 |
| 2016 | $317,268 | $491,467 | $1,425,586 | 78 | 78 | 1.55 |
| 2017 | $380,801 | $627,546 | $1,599,619 | 59 | 59 | 1.65 |
| 2018 | $890,485 | $2,733,051 | $4,260,921 | 173 | 172 | 3.07 |
| 2019 | $460,184 | $764,224 | $2,235,053 | 100 | 100 | 1.66 |
| 2020 | $826,382 | $1,860,394 | $3,687,430 | 97 | 97 | 2.25 |
| 2021 | $424,078 | $734,649 | $1,698,543 | 49 | 49 | 1.73 |
| 2022 | $2,630,616 | $10,045,342 | $12,049,403 | 255 | 255 | 3.82 |
| 2023 | $1,690,132 | $3,448,942 | $7,533,777 | 124 | 124 | 2.04 |
| 2024 | $956,536 | $1,400,227 | $4,416,948 | 126 | 126 | 1.46 |
Commodities insured in Lawrence County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.03Low end of the filed band
- 1.48Middle of the filed band
- 3.14High end of the filed band
- 2022Worst year filed (4.20)
- 10Years filed
- $6,158,698Premium filed
- $16,160,992Indemnity paid
- $25,575,946Liability insured
- 60,042Quantity planted
- 60,338Quantity lost
- 599Policies
- 599Policies with a loss
- 2.62Loss ratio, whole span
Causes that carried the indemnity in Lawrence County
- Drought $10,400,256 indemnity · 7 years
- Heat $3,161,326 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $1,877,287 indemnity · 10 years
- Wind/Excess Wind $407,509 indemnity · 2 years
- Hot Wind $146,019 indemnity · 1 years
- Decline in Price $110,151 indemnity · 5 years
Soybeans 10 years filed
- 1.29Low end of the filed band
- 1.75Middle of the filed band
- 2.52High end of the filed band
- 2022Worst year filed (3.09)
- 10Years filed
- $2,286,096Premium filed
- $5,140,869Indemnity paid
- $12,122,131Liability insured
- 39,015Quantity planted
- 39,315Quantity lost
- 421Policies
- 421Policies with a loss
- 2.25Loss ratio, whole span
Causes that carried the indemnity in Lawrence County
- Drought $3,382,630 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $840,568 indemnity · 9 years
- Heat $791,407 indemnity · 5 years
- Freeze $91,930 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $13,125 indemnity · 1 years
- Wildlife $9,716 indemnity · 1 years
Wheat 10 years filed
- 1.71Low end of the filed band
- 2.60Middle of the filed band
- 4.15High end of the filed band
- 2021Worst year filed (4.44)
- 10Years filed
- $446,294Premium filed
- $1,427,775Indemnity paid
- $2,575,119Liability insured
- 10,923Quantity planted
- 10,923Quantity lost
- 136Policies
- 135Policies with a loss
- 3.20Loss ratio, whole span
Causes that carried the indemnity in Lawrence County
- Excess Moisture/Precipitation/Rain $1,214,644 indemnity · 10 years
- Drought $186,933 indemnity · 5 years
- Cold Wet Weather $18,077 indemnity · 2 years
- Decline in Price $6,538 indemnity · 5 years
- Hail $1,108 indemnity · 1 years
- Cold Winter $452 indemnity · 1 years
Every county-crop the agency files in Missouri → Buy the Lawrence County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.