Crop-loss band · Missouri
Lincoln County, Missouri — crop-loss band
- 0.69Low end of the filed band
- 1.54Middle of the filed band
- 2.70High end of the filed band
- 2015Worst year filed (3.49)
- 10Years filed
Every year the Risk Management Agency has filed for Lincoln County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.69 at the low end to 2.70 at the high end, with 1.54 in the middle. The worst year filed is 2015, at 3.49. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,505,117 | $8,752,160 | $14,346,664 | 1,045 | 1,045 | 3.49 |
| 2016 | $256,552 | $238,088 | $1,732,225 | 91 | 91 | 0.93 |
| 2017 | $1,245,970 | $963,263 | $8,013,587 | 322 | 320 | 0.77 |
| 2018 | $1,129,304 | $1,544,766 | $8,624,658 | 404 | 404 | 1.37 |
| 2019 | $1,774,891 | $4,798,601 | $7,662,468 | 462 | 462 | 2.70 |
| 2020 | $597,217 | $413,148 | $4,389,185 | 158 | 158 | 0.69 |
| 2021 | $2,270,509 | $4,428,866 | $16,204,852 | 558 | 558 | 1.95 |
| 2022 | $1,338,465 | $2,091,809 | $10,220,707 | 281 | 281 | 1.56 |
| 2023 | $645,639 | $993,330 | $6,208,056 | 175 | 175 | 1.54 |
| 2024 | $1,348,456 | $2,582,930 | $11,998,657 | 365 | 365 | 1.92 |
Commodities insured in Lincoln County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.77Low end of the filed band
- 1.31Middle of the filed band
- 3.03High end of the filed band
- 2015Worst year filed (3.85)
- 10Years filed
- $6,435,388Premium filed
- $13,904,275Indemnity paid
- $49,200,865Liability insured
- 151,104Quantity planted
- 124,571Quantity lost
- 2,080Policies
- 2,079Policies with a loss
- 2.16Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Excess Moisture/Precipitation/Rain $7,239,909 indemnity · 10 years
- Flood $3,642,774 indemnity · 10 years
- Drought $2,497,199 indemnity · 10 years
- Decline in Price $312,548 indemnity · 8 years
- Wildlife $76,317 indemnity · 7 years
- Cold Wet Weather $53,620 indemnity · 3 years
Corn 10 years filed
- 0.50Low end of the filed band
- 1.41Middle of the filed band
- 2.49High end of the filed band
- 2015Worst year filed (3.17)
- 10Years filed
- $6,676,732Premium filed
- $12,902,686Indemnity paid
- $40,200,194Liability insured
- 94,879Quantity planted
- 86,240Quantity lost
- 1,781Policies
- 1,780Policies with a loss
- 1.93Loss ratio, whole span
Causes that carried the indemnity in Lincoln County
- Excess Moisture/Precipitation/Rain $7,102,768 indemnity · 10 years
- Flood $3,730,473 indemnity · 10 years
- Drought $1,539,307 indemnity · 8 years
- Heat $190,266 indemnity · 3 years
- Decline in Price $165,017 indemnity · 8 years
- Wind/Excess Wind $55,603 indemnity · 3 years
Every county-crop the agency files in Missouri → Buy the Lincoln County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.