Crop-loss band · Missouri
Macon County, Missouri — crop-loss band
- 0.72Low end of the filed band
- 0.84Middle of the filed band
- 1.82High end of the filed band
- 2015Worst year filed (3.20)
- 10Years filed
Every year the Risk Management Agency has filed for Macon County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.72 at the low end to 1.82 at the high end, with 0.84 in the middle. The worst year filed is 2015, at 3.20. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,696,015 | $8,614,855 | $15,712,943 | 603 | 599 | 3.20 |
| 2016 | $858,029 | $614,208 | $5,800,429 | 172 | 167 | 0.72 |
| 2017 | $1,210,366 | $983,193 | $8,355,997 | 240 | 238 | 0.81 |
| 2018 | $3,265,154 | $5,931,064 | $26,758,839 | 527 | 527 | 1.82 |
| 2019 | $3,289,657 | $5,031,305 | $22,379,524 | 619 | 613 | 1.53 |
| 2020 | $1,029,192 | $859,520 | $8,689,938 | 202 | 202 | 0.84 |
| 2021 | $3,223,285 | $3,946,695 | $25,233,882 | 505 | 505 | 1.22 |
| 2022 | $1,178,600 | $907,465 | $9,237,138 | 235 | 235 | 0.77 |
| 2023 | $3,719,858 | $5,593,355 | $30,646,329 | 488 | 488 | 1.50 |
| 2024 | $2,034,827 | $1,550,954 | $17,439,453 | 281 | 281 | 0.76 |
Commodities insured in Macon County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.53Low end of the filed band
- 0.97Middle of the filed band
- 1.80High end of the filed band
- 2015Worst year filed (3.60)
- 10Years filed
- $12,013,792Premium filed
- $18,423,145Indemnity paid
- $100,168,490Liability insured
- 287,461Quantity planted
- 224,230Quantity lost
- 1,884Policies
- 1,874Policies with a loss
- 1.53Loss ratio, whole span
Causes that carried the indemnity in Macon County
- Excess Moisture/Precipitation/Rain $11,497,888 indemnity · 10 years
- Drought $5,761,803 indemnity · 10 years
- Decline in Price $507,356 indemnity · 6 years
- Flood $362,183 indemnity · 9 years
- Cold Wet Weather $168,593 indemnity · 9 years
- Heat $82,981 indemnity · 3 years
Corn 10 years filed
- 0.50Low end of the filed band
- 0.80Middle of the filed band
- 1.85High end of the filed band
- 2015Worst year filed (2.34)
- 10Years filed
- $9,129,016Premium filed
- $13,127,911Indemnity paid
- $62,576,838Liability insured
- 121,533Quantity planted
- 107,680Quantity lost
- 1,073Policies
- 1,068Policies with a loss
- 1.44Loss ratio, whole span
Causes that carried the indemnity in Macon County
- Drought $6,038,403 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $6,026,271 indemnity · 10 years
- Decline in Price $352,647 indemnity · 7 years
- Flood $260,261 indemnity · 6 years
- ARPI/SCO/STAX/MP Crops Only $211,981 indemnity · 3 years
- Cold Wet Weather $165,948 indemnity · 6 years
Pasture,Rangeland,Forage 10 years filed
- 0.86Low end of the filed band
- 1.45Middle of the filed band
- 2.29High end of the filed band
- 2023Worst year filed (2.39)
- 10Years filed
- $1,099,586Premium filed
- $1,800,073Indemnity paid
- $6,172,181Liability insured
- 49,620Quantity planted
- 0Quantity lost
- 786Policies
- 786Policies with a loss
- 1.64Loss ratio, whole span
Causes that carried the indemnity in Macon County
- ARPI/SCO/STAX Crops Only $1,800,073 indemnity · 10 years
Wheat 10 years filed
- 0.45Low end of the filed band
- 1.39Middle of the filed band
- 2.84High end of the filed band
- 2015Worst year filed (3.47)
- 10Years filed
- $262,589Premium filed
- $681,485Indemnity paid
- $1,336,963Liability insured
- 6,415Quantity planted
- 6,415Quantity lost
- 129Policies
- 127Policies with a loss
- 2.60Loss ratio, whole span
Causes that carried the indemnity in Macon County
- Excess Moisture/Precipitation/Rain $502,348 indemnity · 8 years
- Cold Wet Weather $73,489 indemnity · 4 years
- Plant Disease $29,261 indemnity · 1 years
- Mycotoxin $23,207 indemnity · 1 years
- Decline in Price $21,980 indemnity · 6 years
- Drought $20,710 indemnity · 3 years
Every county-crop the agency files in Missouri → Buy the Macon County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.