Crop-loss band · Missouri
McDonald County, Missouri — crop-loss band
- 0.48Low end of the filed band
- 2.36Middle of the filed band
- 3.62High end of the filed band
- 2022Worst year filed (3.62)
- 7Years filed
Every year the Risk Management Agency has filed for McDonald County is in the series below, from 2018 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.48 at the low end to 3.62 at the high end, with 2.36 in the middle. The worst year filed is 2022, at 3.62. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2018 | $169,461 | $580,191 | $1,052,945 | 93 | 93 | 3.42 |
| 2019 | $55,364 | $26,742 | $304,828 | 31 | 31 | 0.48 |
| 2020 | $169,930 | $259,595 | $932,143 | 126 | 126 | 1.53 |
| 2021 | $39,374 | $92,790 | $258,003 | 59 | 59 | 2.36 |
| 2022 | $177,431 | $642,188 | $922,428 | 68 | 68 | 3.62 |
| 2023 | $164,542 | $308,641 | $999,680 | 114 | 114 | 1.88 |
| 2024 | $249,671 | $611,941 | $1,555,377 | 153 | 153 | 2.45 |
Commodities insured in McDonald County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 7 years filed
- 0.71Low end of the filed band
- 2.36Middle of the filed band
- 2.63High end of the filed band
- 2018Worst year filed (2.63)
- 7Years filed
- $617,283Premium filed
- $1,399,190Indemnity paid
- $3,975,708Liability insured
- 32,468Quantity planted
- 0Quantity lost
- 605Policies
- 605Policies with a loss
- 2.27Loss ratio, whole span
Causes that carried the indemnity in McDonald County
- ARPI/SCO/STAX/MP Crops Only $1,399,190 indemnity · 7 years
Corn 6 years filed
- 0.38Low end of the filed band
- 1.84Middle of the filed band
- 4.26High end of the filed band
- 2022Worst year filed (4.26)
- 6Years filed
- $408,490Premium filed
- $1,122,898Indemnity paid
- $2,049,696Liability insured
- 4,554Quantity planted
- 4,591Quantity lost
- 39Policies
- 39Policies with a loss
- 2.75Loss ratio, whole span
Causes that carried the indemnity in McDonald County
- Drought $964,701 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $79,267 indemnity · 4 years
- Heat $73,115 indemnity · 2 years
- Decline in Price $5,815 indemnity · 1 years
Every county-crop the agency files in Missouri → Buy the McDonald County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.