Crop-loss band · Missouri
Mercer County, Missouri — crop-loss band
- 1.22Low end of the filed band
- 1.76Middle of the filed band
- 2.53High end of the filed band
- 2015Worst year filed (2.89)
- 10Years filed
Every year the Risk Management Agency has filed for Mercer County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.22 at the low end to 2.53 at the high end, with 1.76 in the middle. The worst year filed is 2015, at 2.89. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,170,157 | $3,386,011 | $6,827,205 | 206 | 206 | 2.89 |
| 2016 | $289,634 | $687,833 | $2,254,003 | 53 | 53 | 2.37 |
| 2017 | $476,294 | $844,553 | $3,232,831 | 108 | 108 | 1.77 |
| 2018 | $1,198,145 | $3,030,104 | $9,457,227 | 240 | 240 | 2.53 |
| 2019 | $1,415,538 | $3,236,286 | $8,954,527 | 207 | 207 | 2.29 |
| 2020 | $665,743 | $1,138,173 | $4,457,798 | 128 | 128 | 1.71 |
| 2021 | $1,398,282 | $1,711,728 | $9,121,072 | 155 | 155 | 1.22 |
| 2022 | $1,389,044 | $2,107,262 | $8,927,697 | 172 | 172 | 1.52 |
| 2023 | $932,070 | $1,641,978 | $7,022,815 | 121 | 121 | 1.76 |
| 2024 | $1,020,167 | $1,614,943 | $7,053,646 | 154 | 154 | 1.58 |
Commodities insured in Mercer County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.05Low end of the filed band
- 1.82Middle of the filed band
- 2.66High end of the filed band
- 2015Worst year filed (2.82)
- 10Years filed
- $5,316,599Premium filed
- $10,436,382Indemnity paid
- $37,080,899Liability insured
- 104,097Quantity planted
- 93,590Quantity lost
- 714Policies
- 714Policies with a loss
- 1.96Loss ratio, whole span
Causes that carried the indemnity in Mercer County
- Excess Moisture/Precipitation/Rain $6,203,824 indemnity · 10 years
- Drought $3,487,962 indemnity · 9 years
- Heat $249,926 indemnity · 4 years
- Decline in Price $201,013 indemnity · 7 years
- Wildlife $141,941 indemnity · 7 years
- Hail $79,889 indemnity · 2 years
Corn 10 years filed
- 0.98Low end of the filed band
- 1.74Middle of the filed band
- 3.05High end of the filed band
- 2016Worst year filed (3.08)
- 10Years filed
- $3,943,965Premium filed
- $7,786,172Indemnity paid
- $25,996,655Liability insured
- 58,978Quantity planted
- 55,685Quantity lost
- 458Policies
- 458Policies with a loss
- 1.97Loss ratio, whole span
Causes that carried the indemnity in Mercer County
- Excess Moisture/Precipitation/Rain $4,982,969 indemnity · 10 years
- Drought $2,135,500 indemnity · 9 years
- Decline in Price $378,116 indemnity · 6 years
- Heat $71,632 indemnity · 3 years
- Cold Wet Weather $60,808 indemnity · 5 years
- Hail $58,214 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 0.99Low end of the filed band
- 1.41Middle of the filed band
- 2.08High end of the filed band
- 2023Worst year filed (2.37)
- 10Years filed
- $694,510Premium filed
- $1,176,317Indemnity paid
- $4,231,267Liability insured
- 40,132Quantity planted
- 0Quantity lost
- 372Policies
- 372Policies with a loss
- 1.69Loss ratio, whole span
Causes that carried the indemnity in Mercer County
- ARPI/SCO/STAX Crops Only $1,176,317 indemnity · 10 years
Every county-crop the agency files in Missouri → Buy the Mercer County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.