Crop-loss band · Missouri
Montgomery County, Missouri — crop-loss band
- 0.56Low end of the filed band
- 1.32Middle of the filed band
- 2.08High end of the filed band
- 2015Worst year filed (3.29)
- 10Years filed
Every year the Risk Management Agency has filed for Montgomery County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.56 at the low end to 2.08 at the high end, with 1.32 in the middle. The worst year filed is 2015, at 3.29. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,874,892 | $12,741,078 | $24,268,292 | 1,297 | 1,296 | 3.29 |
| 2016 | $298,024 | $260,735 | $2,361,209 | 136 | 136 | 0.87 |
| 2017 | $873,705 | $493,183 | $7,026,816 | 236 | 234 | 0.56 |
| 2018 | $715,638 | $1,259,337 | $5,866,900 | 205 | 205 | 1.76 |
| 2019 | $1,043,875 | $2,171,232 | $6,896,963 | 394 | 394 | 2.08 |
| 2020 | $593,418 | $675,125 | $4,851,569 | 192 | 192 | 1.14 |
| 2021 | $2,299,322 | $3,032,092 | $18,951,890 | 570 | 570 | 1.32 |
| 2022 | $1,088,914 | $1,186,392 | $9,624,974 | 235 | 235 | 1.09 |
| 2023 | $1,174,630 | $1,892,469 | $10,744,074 | 229 | 229 | 1.61 |
| 2024 | $1,770,488 | $3,568,272 | $17,204,824 | 554 | 554 | 2.02 |
Commodities insured in Montgomery County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.52Low end of the filed band
- 1.29Middle of the filed band
- 1.85High end of the filed band
- 2015Worst year filed (2.67)
- 10Years filed
- $7,877,335Premium filed
- $13,496,345Indemnity paid
- $57,389,862Liability insured
- 125,248Quantity planted
- 117,211Quantity lost
- 1,901Policies
- 1,900Policies with a loss
- 1.71Loss ratio, whole span
Causes that carried the indemnity in Montgomery County
- Excess Moisture/Precipitation/Rain $9,499,602 indemnity · 10 years
- Drought $2,829,567 indemnity · 8 years
- Flood $578,544 indemnity · 6 years
- Cold Wet Weather $209,770 indemnity · 5 years
- Decline in Price $203,810 indemnity · 7 years
- Wind/Excess Wind $64,976 indemnity · 2 years
Soybeans 10 years filed
- 0.54Low end of the filed band
- 1.45Middle of the filed band
- 2.72High end of the filed band
- 2015Worst year filed (4.21)
- 10Years filed
- $5,254,802Premium filed
- $12,036,661Indemnity paid
- $46,620,403Liability insured
- 139,532Quantity planted
- 124,444Quantity lost
- 1,798Policies
- 1,796Policies with a loss
- 2.29Loss ratio, whole span
Causes that carried the indemnity in Montgomery County
- Excess Moisture/Precipitation/Rain $8,682,701 indemnity · 10 years
- Drought $2,204,181 indemnity · 9 years
- Flood $606,830 indemnity · 5 years
- Decline in Price $255,904 indemnity · 7 years
- Heat $103,409 indemnity · 3 years
- Cold Wet Weather $72,751 indemnity · 5 years
Wheat 10 years filed
- 0.78Low end of the filed band
- 2.40Middle of the filed band
- 2.91High end of the filed band
- 2015Worst year filed (3.44)
- 10Years filed
- $600,769Premium filed
- $1,746,909Indemnity paid
- $3,787,246Liability insured
- 17,998Quantity planted
- 17,998Quantity lost
- 349Policies
- 349Policies with a loss
- 2.91Loss ratio, whole span
Causes that carried the indemnity in Montgomery County
- Excess Moisture/Precipitation/Rain $1,285,876 indemnity · 9 years
- Cold Wet Weather $237,846 indemnity · 9 years
- Cold Winter $54,156 indemnity · 4 years
- Freeze $33,542 indemnity · 2 years
- Drought $29,088 indemnity · 4 years
- Decline in Price $28,031 indemnity · 6 years
Every county-crop the agency files in Missouri → Buy the Montgomery County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.