Crop-loss band · Missouri
Morgan County, Missouri — crop-loss band
- 0.55Low end of the filed band
- 1.63Middle of the filed band
- 2.47High end of the filed band
- 2015Worst year filed (2.75)
- 10Years filed
Every year the Risk Management Agency has filed for Morgan County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.55 at the low end to 2.47 at the high end, with 1.63 in the middle. The worst year filed is 2015, at 2.75. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $393,199 | $1,080,588 | $2,782,560 | 129 | 128 | 2.75 |
| 2016 | $63,252 | $66,348 | $439,569 | 56 | 56 | 1.05 |
| 2017 | $164,147 | $89,540 | $943,958 | 55 | 55 | 0.55 |
| 2018 | $457,435 | $920,307 | $3,529,595 | 141 | 141 | 2.01 |
| 2019 | $343,032 | $511,964 | $1,977,533 | 112 | 112 | 1.49 |
| 2020 | $227,553 | $169,792 | $1,668,416 | 133 | 133 | 0.75 |
| 2021 | $675,027 | $1,102,095 | $4,686,078 | 131 | 131 | 1.63 |
| 2022 | $539,849 | $1,034,836 | $3,622,260 | 124 | 124 | 1.92 |
| 2023 | $1,160,463 | $2,865,652 | $8,921,063 | 218 | 218 | 2.47 |
| 2024 | $533,458 | $939,522 | $4,087,965 | 107 | 107 | 1.76 |
Commodities insured in Morgan County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.21Low end of the filed band
- 1.39Middle of the filed band
- 2.44High end of the filed band
- 2023Worst year filed (2.69)
- 10Years filed
- $1,993,864Premium filed
- $3,879,646Indemnity paid
- $13,549,188Liability insured
- 24,837Quantity planted
- 22,550Quantity lost
- 281Policies
- 280Policies with a loss
- 1.95Loss ratio, whole span
Causes that carried the indemnity in Morgan County
- Drought $2,178,214 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $995,123 indemnity · 9 years
- Heat $598,034 indemnity · 3 years
- Decline in Price $46,326 indemnity · 6 years
- Cold Wet Weather $32,161 indemnity · 4 years
- Mycotoxin $17,394 indemnity · 1 years
Soybeans 10 years filed
- 0.55Low end of the filed band
- 1.93Middle of the filed band
- 3.03High end of the filed band
- 2019Worst year filed (3.05)
- 10Years filed
- $1,712,252Premium filed
- $3,477,280Indemnity paid
- $14,411,816Liability insured
- 35,115Quantity planted
- 31,624Quantity lost
- 355Policies
- 355Policies with a loss
- 2.03Loss ratio, whole span
Causes that carried the indemnity in Morgan County
- Drought $2,175,231 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,077,527 indemnity · 9 years
- Decline in Price $89,302 indemnity · 5 years
- Heat $65,303 indemnity · 2 years
- Wildlife $25,582 indemnity · 4 years
- Asian Soybean Rust $23,710 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.58Low end of the filed band
- 1.41Middle of the filed band
- 2.60High end of the filed band
- 2015Worst year filed (2.91)
- 10Years filed
- $564,537Premium filed
- $819,133Indemnity paid
- $3,144,704Liability insured
- 32,795Quantity planted
- 0Quantity lost
- 516Policies
- 516Policies with a loss
- 1.45Loss ratio, whole span
Causes that carried the indemnity in Morgan County
- ARPI/SCO/STAX Crops Only $819,133 indemnity · 10 years
Wheat 9 years filed
- 0.64Low end of the filed band
- 1.66Middle of the filed band
- 2.94High end of the filed band
- 2019Worst year filed (2.94)
- 9Years filed
- $286,762Premium filed
- $604,585Indemnity paid
- $1,553,289Liability insured
- 4,683Quantity planted
- 4,683Quantity lost
- 54Policies
- 54Policies with a loss
- 2.11Loss ratio, whole span
Causes that carried the indemnity in Morgan County
- Excess Moisture/Precipitation/Rain $219,758 indemnity · 6 years
- Decline in Price $183,918 indemnity · 5 years
- Drought $82,544 indemnity · 2 years
- Mycotoxin $52,057 indemnity · 1 years
- Cold Wet Weather $23,620 indemnity · 2 years
- Heat $21,237 indemnity · 2 years
Every county-crop the agency files in Missouri → Buy the Morgan County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.