Crop-loss band · Missouri
Osage County, Missouri — crop-loss band
- 0.62Low end of the filed band
- 1.80Middle of the filed band
- 2.85High end of the filed band
- 2019Worst year filed (3.01)
- 10Years filed
Every year the Risk Management Agency has filed for Osage County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.62 at the low end to 2.85 at the high end, with 1.80 in the middle. The worst year filed is 2019, at 3.01. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $465,088 | $1,325,901 | $2,177,842 | 213 | 213 | 2.85 |
| 2016 | $31,044 | $55,877 | $184,580 | 25 | 25 | 1.80 |
| 2017 | $438,511 | $273,667 | $2,551,535 | 104 | 104 | 0.62 |
| 2018 | $72,528 | $104,940 | $613,249 | 38 | 38 | 1.45 |
| 2019 | $647,736 | $1,948,927 | $2,886,275 | 184 | 182 | 3.01 |
| 2020 | $122,421 | $191,753 | $827,138 | 41 | 41 | 1.57 |
| 2021 | $357,768 | $443,269 | $2,610,742 | 66 | 66 | 1.24 |
| 2022 | $323,715 | $714,652 | $2,398,975 | 92 | 92 | 2.21 |
| 2023 | $400,839 | $1,111,367 | $3,245,858 | 157 | 157 | 2.77 |
| 2024 | $333,165 | $788,711 | $2,065,947 | 102 | 102 | 2.37 |
Commodities insured in Osage County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.55Low end of the filed band
- 1.56Middle of the filed band
- 2.75High end of the filed band
- 2019Worst year filed (2.98)
- 10Years filed
- $1,899,751Premium filed
- $3,766,978Indemnity paid
- $10,382,360Liability insured
- 24,296Quantity planted
- 22,336Quantity lost
- 482Policies
- 482Policies with a loss
- 1.98Loss ratio, whole span
Causes that carried the indemnity in Osage County
- Excess Moisture/Precipitation/Rain $1,807,781 indemnity · 10 years
- Flood $1,245,323 indemnity · 9 years
- Drought $670,145 indemnity · 7 years
- Heat $28,192 indemnity · 2 years
- Decline in Price $10,319 indemnity · 6 years
- Hot Wind $4,584 indemnity · 1 years
Soybeans 10 years filed
- 0.86Low end of the filed band
- 2.52Middle of the filed band
- 3.27High end of the filed band
- 2023Worst year filed (3.79)
- 10Years filed
- $1,293,064Premium filed
- $3,192,086Indemnity paid
- $9,179,781Liability insured
- 27,508Quantity planted
- 25,143Quantity lost
- 540Policies
- 538Policies with a loss
- 2.47Loss ratio, whole span
Causes that carried the indemnity in Osage County
- Excess Moisture/Precipitation/Rain $1,659,549 indemnity · 10 years
- Drought $903,144 indemnity · 7 years
- Flood $515,179 indemnity · 7 years
- Wildlife $71,330 indemnity · 8 years
- Heat $27,126 indemnity · 2 years
- Wind/Excess Wind $7,607 indemnity · 2 years
Every county-crop the agency files in Missouri → Buy the Osage County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.