Crop-loss band · Missouri
Platte County, Missouri — crop-loss band
- 1.07Low end of the filed band
- 1.47Middle of the filed band
- 2.77High end of the filed band
- 2019Worst year filed (3.26)
- 10Years filed
Every year the Risk Management Agency has filed for Platte County is in the series below, from 2015 to 2023. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.07 at the low end to 2.77 at the high end, with 1.47 in the middle. The worst year filed is 2019, at 3.26. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,222,283 | $3,384,150 | $7,742,423 | 266 | 266 | 2.77 |
| 2016 | $642,819 | $1,191,231 | $4,406,843 | 125 | 125 | 1.85 |
| 2017 | $337,388 | $604,429 | $2,559,185 | 59 | 59 | 1.79 |
| 2018 | $472,820 | $981,987 | $4,177,602 | 107 | 107 | 2.08 |
| 2019 | $2,196,471 | $7,155,569 | $13,069,149 | 262 | 262 | 3.26 |
| 2020 | $346,046 | $472,194 | $1,645,577 | 70 | 70 | 1.36 |
| 2021 | $1,083,502 | $1,460,678 | $7,811,058 | 114 | 114 | 1.35 |
| 2022 | $465,266 | $499,159 | $3,831,769 | 63 | 63 | 1.07 |
| 2023 | $463,453 | $681,420 | $4,711,812 | 58 | 58 | 1.47 |
| 2024 | $949,849 | $1,072,355 | $8,214,262 | 82 | 82 | 1.13 |
Commodities insured in Platte County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.73Low end of the filed band
- 1.62Middle of the filed band
- 2.24High end of the filed band
- 2019Worst year filed (3.08)
- 10Years filed
- $4,480,919Premium filed
- $9,210,126Indemnity paid
- $29,281,127Liability insured
- 61,653Quantity planted
- 58,947Quantity lost
- 465Policies
- 465Policies with a loss
- 2.06Loss ratio, whole span
Causes that carried the indemnity in Platte County
- Excess Moisture/Precipitation/Rain $5,676,927 indemnity · 8 years
- Flood $2,169,908 indemnity · 6 years
- Drought $955,243 indemnity · 8 years
- Heat $219,987 indemnity · 3 years
- Decline in Price $104,599 indemnity · 6 years
- Hail $26,604 indemnity · 1 years
Soybeans 10 years filed
- 0.81Low end of the filed band
- 1.55Middle of the filed band
- 3.29High end of the filed band
- 2019Worst year filed (3.79)
- 10Years filed
- $3,399,164Premium filed
- $7,033,568Indemnity paid
- $26,468,586Liability insured
- 74,909Quantity planted
- 64,018Quantity lost
- 691Policies
- 691Policies with a loss
- 2.07Loss ratio, whole span
Causes that carried the indemnity in Platte County
- Excess Moisture/Precipitation/Rain $4,196,619 indemnity · 10 years
- Drought $1,725,331 indemnity · 8 years
- Flood $968,217 indemnity · 8 years
- Wildlife $60,528 indemnity · 3 years
- Decline in Price $55,584 indemnity · 4 years
- Heat $14,751 indemnity · 4 years
Burley Tobacco 6 years filed
- 0.16Low end of the filed band
- 3.55Middle of the filed band
- 5.24High end of the filed band
- 2016Worst year filed (5.24)
- 6Years filed
- $299,814Premium filed
- $1,259,478Indemnity paid
- $2,419,967Liability insured
- 927Quantity planted
- 927Quantity lost
- 50Policies
- 50Policies with a loss
- 4.20Loss ratio, whole span
Causes that carried the indemnity in Platte County
- Excess Moisture/Precipitation/Rain $890,921 indemnity · 3 years
- Drought $359,867 indemnity · 3 years
- Hail $4,345 indemnity · 1 years
- Wind/Excess Wind $4,345 indemnity · 1 years
Every county-crop the agency files in Missouri → Buy the Platte County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.