Crop-loss band · Missouri
Polk County, Missouri — crop-loss band
- 1.55Low end of the filed band
- 2.29Middle of the filed band
- 2.87High end of the filed band
- 2022Worst year filed (4.62)
- 10Years filed
Every year the Risk Management Agency has filed for Polk County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.55 at the low end to 2.87 at the high end, with 2.29 in the middle. The worst year filed is 2022, at 4.62. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $127,645 | $337,308 | $526,036 | 47 | 47 | 2.64 |
| 2016 | $8,183 | $17,545 | $40,831 | 5 | 5 | 2.14 |
| 2017 | $181,789 | $317,236 | $636,729 | 46 | 46 | 1.75 |
| 2018 | $142,499 | $343,524 | $832,292 | 65 | 65 | 2.41 |
| 2019 | $132,470 | $357,356 | $463,628 | 35 | 35 | 2.70 |
| 2020 | $122,174 | $189,043 | $578,867 | 35 | 35 | 1.55 |
| 2021 | $65,733 | $147,323 | $244,264 | 12 | 12 | 2.24 |
| 2022 | $361,124 | $1,669,742 | $2,170,426 | 71 | 71 | 4.62 |
| 2023 | $178,895 | $513,625 | $1,092,082 | 52 | 52 | 2.87 |
| 2024 | $223,751 | $512,419 | $1,307,353 | 41 | 41 | 2.29 |
Commodities insured in Polk County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.56Low end of the filed band
- 1.94Middle of the filed band
- 2.75High end of the filed band
- 2022Worst year filed (4.48)
- 10Years filed
- $1,002,790Premium filed
- $2,479,845Indemnity paid
- $4,350,889Liability insured
- 13,221Quantity planted
- 12,885Quantity lost
- 212Policies
- 212Policies with a loss
- 2.47Loss ratio, whole span
Causes that carried the indemnity in Polk County
- Drought $1,157,092 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $842,399 indemnity · 9 years
- Heat $443,296 indemnity · 3 years
- Decline in Price $35,659 indemnity · 5 years
- Flood $1,400 indemnity · 1 years
Soybeans 10 years filed
- 2.64Low end of the filed band
- 3.19Middle of the filed band
- 3.72High end of the filed band
- 2022Worst year filed (4.85)
- 10Years filed
- $541,473Premium filed
- $1,925,276Indemnity paid
- $3,541,619Liability insured
- 12,299Quantity planted
- 12,397Quantity lost
- 197Policies
- 197Policies with a loss
- 3.56Loss ratio, whole span
Causes that carried the indemnity in Polk County
- Drought $865,073 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $528,211 indemnity · 10 years
- Failure of Irrigation Supply $174,145 indemnity · 1 years
- Decline in Price $128,779 indemnity · 5 years
- Heat $116,033 indemnity · 3 years
- Flood $96,063 indemnity · 1 years
Every county-crop the agency files in Missouri → Buy the Polk County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.