Crop-loss band · Missouri
Putnam County, Missouri — crop-loss band
- 1.03Low end of the filed band
- 1.57Middle of the filed band
- 2.60High end of the filed band
- 2015Worst year filed (3.27)
- 10Years filed
Every year the Risk Management Agency has filed for Putnam County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.03 at the low end to 2.60 at the high end, with 1.57 in the middle. The worst year filed is 2015, at 3.27. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,391,351 | $4,551,768 | $7,325,337 | 280 | 280 | 3.27 |
| 2016 | $194,078 | $383,253 | $1,351,693 | 75 | 75 | 1.97 |
| 2017 | $482,341 | $830,158 | $3,139,816 | 120 | 119 | 1.72 |
| 2018 | $998,571 | $2,599,129 | $7,278,199 | 160 | 160 | 2.60 |
| 2019 | $1,542,978 | $3,141,792 | $9,969,881 | 257 | 257 | 2.04 |
| 2020 | $702,099 | $861,973 | $4,856,001 | 132 | 132 | 1.23 |
| 2021 | $1,909,561 | $2,041,854 | $11,848,108 | 194 | 194 | 1.07 |
| 2022 | $1,644,475 | $2,433,816 | $9,709,724 | 167 | 167 | 1.48 |
| 2023 | $395,275 | $618,967 | $2,492,771 | 103 | 103 | 1.57 |
| 2024 | $1,118,105 | $1,154,950 | $7,215,020 | 129 | 129 | 1.03 |
Commodities insured in Putnam County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.98Low end of the filed band
- 1.39Middle of the filed band
- 2.53High end of the filed band
- 2015Worst year filed (3.92)
- 10Years filed
- $5,765,880Premium filed
- $10,350,664Indemnity paid
- $38,049,524Liability insured
- 106,454Quantity planted
- 97,654Quantity lost
- 844Policies
- 843Policies with a loss
- 1.80Loss ratio, whole span
Causes that carried the indemnity in Putnam County
- Excess Moisture/Precipitation/Rain $5,058,557 indemnity · 10 years
- Drought $4,520,743 indemnity · 8 years
- Decline in Price $242,045 indemnity · 9 years
- Cold Wet Weather $189,344 indemnity · 7 years
- Wildlife $105,929 indemnity · 6 years
- Wind/Excess Wind $73,752 indemnity · 1 years
Corn 10 years filed
- 0.81Low end of the filed band
- 1.74Middle of the filed band
- 2.77High end of the filed band
- 2018Worst year filed (2.84)
- 10Years filed
- $4,035,900Premium filed
- $7,235,332Indemnity paid
- $23,412,030Liability insured
- 53,261Quantity planted
- 50,630Quantity lost
- 511Policies
- 511Policies with a loss
- 1.79Loss ratio, whole span
Causes that carried the indemnity in Putnam County
- Excess Moisture/Precipitation/Rain $4,963,916 indemnity · 9 years
- Drought $1,643,217 indemnity · 9 years
- Flood $322,951 indemnity · 2 years
- Cold Wet Weather $116,486 indemnity · 5 years
- Wind/Excess Wind $84,231 indemnity · 3 years
- Decline in Price $62,929 indemnity · 5 years
Pasture,Rangeland,Forage 10 years filed
- 0.52Low end of the filed band
- 1.69Middle of the filed band
- 2.25High end of the filed band
- 2016Worst year filed (2.28)
- 10Years filed
- $577,054Premium filed
- $1,031,664Indemnity paid
- $3,724,996Liability insured
- 29,867Quantity planted
- 0Quantity lost
- 262Policies
- 262Policies with a loss
- 1.79Loss ratio, whole span
Causes that carried the indemnity in Putnam County
- ARPI/SCO/STAX Crops Only $1,031,664 indemnity · 10 years
Every county-crop the agency files in Missouri → Buy the Putnam County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.