Crop-loss band · Missouri
Ralls County, Missouri — crop-loss band
- 0.54Low end of the filed band
- 1.28Middle of the filed band
- 3.30High end of the filed band
- 2023Worst year filed (3.72)
- 10Years filed
Every year the Risk Management Agency has filed for Ralls County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.54 at the low end to 3.30 at the high end, with 1.28 in the middle. The worst year filed is 2023, at 3.72. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,417,043 | $11,261,754 | $21,452,398 | 632 | 627 | 3.30 |
| 2016 | $364,954 | $292,509 | $3,604,477 | 114 | 110 | 0.80 |
| 2017 | $2,324,387 | $1,246,781 | $19,760,464 | 383 | 366 | 0.54 |
| 2018 | $428,214 | $581,850 | $3,512,332 | 128 | 128 | 1.36 |
| 2019 | $2,529,039 | $5,109,196 | $18,570,072 | 415 | 409 | 2.02 |
| 2020 | $2,016,553 | $1,433,154 | $18,704,332 | 310 | 309 | 0.71 |
| 2021 | $3,672,993 | $4,693,647 | $32,011,693 | 386 | 385 | 1.28 |
| 2022 | $1,775,631 | $1,772,604 | $16,223,858 | 186 | 186 | 1.00 |
| 2023 | $5,659,965 | $21,065,348 | $53,581,514 | 472 | 472 | 3.72 |
| 2024 | $1,384,341 | $1,885,458 | $13,235,042 | 243 | 243 | 1.36 |
Commodities insured in Ralls County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.42Low end of the filed band
- 1.10Middle of the filed band
- 2.15High end of the filed band
- 2023Worst year filed (4.34)
- 10Years filed
- $14,372,897Premium filed
- $33,549,988Indemnity paid
- $108,308,122Liability insured
- 192,436Quantity planted
- 169,495Quantity lost
- 1,353Policies
- 1,341Policies with a loss
- 2.33Loss ratio, whole span
Causes that carried the indemnity in Ralls County
- Drought $19,210,680 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $11,404,784 indemnity · 10 years
- Wind/Excess Wind $1,491,107 indemnity · 1 years
- Heat $477,001 indemnity · 3 years
- Decline in Price $307,345 indemnity · 7 years
- Flood $269,706 indemnity · 6 years
Soybeans 10 years filed
- 0.59Low end of the filed band
- 1.01Middle of the filed band
- 1.69High end of the filed band
- 2015Worst year filed (4.99)
- 10Years filed
- $8,886,754Premium filed
- $15,259,400Indemnity paid
- $90,448,039Liability insured
- 241,408Quantity planted
- 188,016Quantity lost
- 1,573Policies
- 1,551Policies with a loss
- 1.72Loss ratio, whole span
Causes that carried the indemnity in Ralls County
- Excess Moisture/Precipitation/Rain $10,872,091 indemnity · 10 years
- Drought $4,039,593 indemnity · 9 years
- Decline in Price $188,394 indemnity · 7 years
- Cold Wet Weather $98,022 indemnity · 5 years
- Heat $39,005 indemnity · 3 years
- Wildlife $9,286 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 0.85Low end of the filed band
- 1.77Middle of the filed band
- 2.67High end of the filed band
- 2015Worst year filed (2.91)
- 10Years filed
- $313,469Premium filed
- $532,913Indemnity paid
- $1,900,021Liability insured
- 12,463Quantity planted
- 0Quantity lost
- 343Policies
- 343Policies with a loss
- 1.70Loss ratio, whole span
Causes that carried the indemnity in Ralls County
- ARPI/SCO/STAX Crops Only $532,913 indemnity · 10 years
Every county-crop the agency files in Missouri → Buy the Ralls County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.