Crop-loss band · Missouri
Ray County, Missouri — crop-loss band
- 0.77Low end of the filed band
- 1.51Middle of the filed band
- 2.83High end of the filed band
- 2019Worst year filed (3.21)
- 10Years filed
Every year the Risk Management Agency has filed for Ray County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.77 at the low end to 2.83 at the high end, with 1.51 in the middle. The worst year filed is 2019, at 3.21. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,148,874 | $6,082,446 | $13,258,099 | 646 | 646 | 2.83 |
| 2016 | $601,579 | $912,629 | $4,514,642 | 173 | 173 | 1.52 |
| 2017 | $635,899 | $603,051 | $5,316,270 | 172 | 172 | 0.95 |
| 2018 | $1,636,741 | $3,798,086 | $14,270,061 | 333 | 333 | 2.32 |
| 2019 | $2,444,555 | $7,857,876 | $16,615,294 | 640 | 640 | 3.21 |
| 2020 | $1,141,256 | $1,236,101 | $9,539,683 | 316 | 316 | 1.08 |
| 2021 | $2,726,282 | $4,343,539 | $21,965,156 | 491 | 491 | 1.59 |
| 2022 | $980,121 | $1,055,329 | $7,662,923 | 200 | 200 | 1.08 |
| 2023 | $983,254 | $1,485,416 | $7,949,570 | 205 | 205 | 1.51 |
| 2024 | $1,152,609 | $892,721 | $9,174,874 | 217 | 217 | 0.77 |
Commodities insured in Ray County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.83Low end of the filed band
- 1.30Middle of the filed band
- 3.36High end of the filed band
- 2019Worst year filed (3.69)
- 10Years filed
- $8,496,473Premium filed
- $15,792,195Indemnity paid
- $67,971,795Liability insured
- 207,556Quantity planted
- 167,844Quantity lost
- 1,855Policies
- 1,855Policies with a loss
- 1.86Loss ratio, whole span
Causes that carried the indemnity in Ray County
- Excess Moisture/Precipitation/Rain $11,973,399 indemnity · 10 years
- Drought $3,068,212 indemnity · 9 years
- Flood $457,577 indemnity · 8 years
- Decline in Price $210,292 indemnity · 5 years
- Cold Wet Weather $28,599 indemnity · 6 years
- Heat $20,849 indemnity · 4 years
Corn 10 years filed
- 0.39Low end of the filed band
- 1.76Middle of the filed band
- 2.57High end of the filed band
- 2019Worst year filed (3.05)
- 10Years filed
- $5,185,537Premium filed
- $11,352,896Indemnity paid
- $38,154,686Liability insured
- 83,340Quantity planted
- 74,694Quantity lost
- 996Policies
- 996Policies with a loss
- 2.19Loss ratio, whole span
Causes that carried the indemnity in Ray County
- Excess Moisture/Precipitation/Rain $7,685,406 indemnity · 10 years
- Drought $2,577,510 indemnity · 8 years
- Flood $818,247 indemnity · 5 years
- Cold Wet Weather $119,631 indemnity · 4 years
- Decline in Price $101,797 indemnity · 6 years
- Heat $31,397 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 0.81Low end of the filed band
- 1.39Middle of the filed band
- 1.84High end of the filed band
- 2017Worst year filed (2.59)
- 10Years filed
- $769,160Premium filed
- $1,122,103Indemnity paid
- $4,140,091Liability insured
- 32,839Quantity planted
- 0Quantity lost
- 542Policies
- 542Policies with a loss
- 1.46Loss ratio, whole span
Causes that carried the indemnity in Ray County
- ARPI/SCO/STAX Crops Only $1,122,103 indemnity · 10 years
Every county-crop the agency files in Missouri → Buy the Ray County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.