Crop-loss band · Missouri
Ripley County, Missouri — crop-loss band
- 2.01Low end of the filed band
- 4.74Middle of the filed band
- 6.08High end of the filed band
- 2016Worst year filed (6.32)
- 10Years filed
Every year the Risk Management Agency has filed for Ripley County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.01 at the low end to 6.08 at the high end, with 4.74 in the middle. The worst year filed is 2016, at 6.32. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $105,872 | $643,544 | $987,153 | 35 | 33 | 6.08 |
| 2016 | $200,171 | $1,265,764 | $2,143,001 | 53 | 51 | 6.32 |
| 2017 | $231,954 | $1,074,872 | $1,926,079 | 33 | 33 | 4.63 |
| 2018 | $96,019 | $275,406 | $701,773 | 18 | 18 | 2.87 |
| 2019 | $344,240 | $1,873,611 | $2,311,890 | 57 | 57 | 5.44 |
| 2020 | $306,800 | $1,550,726 | $2,222,014 | 59 | 56 | 5.05 |
| 2021 | $123,356 | $247,563 | $1,189,690 | 23 | 22 | 2.01 |
| 2022 | $284,101 | $1,534,803 | $2,220,282 | 50 | 50 | 5.40 |
| 2023 | $110,504 | $466,738 | $979,999 | 24 | 23 | 4.22 |
| 2024 | $284,524 | $1,347,453 | $2,465,237 | 62 | 62 | 4.74 |
Commodities insured in Ripley County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Rice 10 years filed
- 3.94Low end of the filed band
- 5.10Middle of the filed band
- 6.49High end of the filed band
- 2015Worst year filed (8.71)
- 10Years filed
- $1,441,417Premium filed
- $8,052,569Indemnity paid
- $11,627,671Liability insured
- 23,164Quantity planted
- 23,100Quantity lost
- 237Policies
- 231Policies with a loss
- 5.59Loss ratio, whole span
Causes that carried the indemnity in Ripley County
- Excess Moisture/Precipitation/Rain $6,574,409 indemnity · 10 years
- Flood $545,371 indemnity · 4 years
- Cold Wet Weather $421,934 indemnity · 1 years
- Wind/Excess Wind $358,294 indemnity · 10 years
- Heat $70,318 indemnity · 1 years
- Decline in Price $46,074 indemnity · 1 years
Soybeans 10 years filed
- 0.85Low end of the filed band
- 3.00Middle of the filed band
- 5.70High end of the filed band
- 2016Worst year filed (6.67)
- 10Years filed
- $646,124Premium filed
- $2,227,911Indemnity paid
- $5,519,447Liability insured
- 19,709Quantity planted
- 18,266Quantity lost
- 177Policies
- 174Policies with a loss
- 3.45Loss ratio, whole span
Causes that carried the indemnity in Ripley County
- Excess Moisture/Precipitation/Rain $1,614,799 indemnity · 10 years
- Flood $198,946 indemnity · 2 years
- Heat $146,053 indemnity · 3 years
- Drought $123,446 indemnity · 4 years
- Cold Wet Weather $64,393 indemnity · 2 years
- Hot Wind $58,068 indemnity · 1 years
Every county-crop the agency files in Missouri → Buy the Ripley County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.