Crop-loss band · Missouri
St. Charles County, Missouri — crop-loss band
- 0.96Low end of the filed band
- 1.86Middle of the filed band
- 2.72High end of the filed band
- 2019Worst year filed (3.73)
- 10Years filed
Every year the Risk Management Agency has filed for St. Charles County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.96 at the low end to 2.72 at the high end, with 1.86 in the middle. The worst year filed is 2019, at 3.73. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,763,667 | $4,803,454 | $9,452,062 | 585 | 585 | 2.72 |
| 2016 | $280,939 | $345,029 | $1,515,232 | 132 | 132 | 1.23 |
| 2017 | $1,451,607 | $2,750,873 | $9,608,031 | 434 | 434 | 1.90 |
| 2018 | $708,858 | $794,669 | $5,804,704 | 246 | 246 | 1.12 |
| 2019 | $3,739,793 | $13,963,566 | $18,042,943 | 1,235 | 1,235 | 3.73 |
| 2020 | $538,805 | $1,000,769 | $3,390,296 | 302 | 302 | 1.86 |
| 2021 | $814,634 | $1,306,509 | $4,914,852 | 218 | 218 | 1.60 |
| 2022 | $974,061 | $2,183,974 | $6,391,004 | 209 | 209 | 2.24 |
| 2023 | $559,059 | $536,097 | $3,464,562 | 97 | 97 | 0.96 |
| 2024 | $1,206,923 | $2,412,456 | $8,751,153 | 314 | 314 | 2.00 |
Commodities insured in St. Charles County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.02Low end of the filed band
- 1.87Middle of the filed band
- 2.80High end of the filed band
- 2019Worst year filed (3.63)
- 10Years filed
- $6,078,219Premium filed
- $16,385,777Indemnity paid
- $33,398,147Liability insured
- 84,750Quantity planted
- 79,338Quantity lost
- 1,767Policies
- 1,767Policies with a loss
- 2.70Loss ratio, whole span
Causes that carried the indemnity in St. Charles County
- Excess Moisture/Precipitation/Rain $8,849,891 indemnity · 10 years
- Flood $6,240,061 indemnity · 9 years
- Drought $876,024 indemnity · 7 years
- Decline in Price $202,997 indemnity · 7 years
- Wind/Excess Wind $67,665 indemnity · 2 years
- Heat $60,314 indemnity · 4 years
Soybeans 10 years filed
- 0.66Low end of the filed band
- 1.60Middle of the filed band
- 3.05High end of the filed band
- 2019Worst year filed (3.92)
- 10Years filed
- $5,960,127Premium filed
- $13,711,619Indemnity paid
- $37,936,692Liability insured
- 117,669Quantity planted
- 102,742Quantity lost
- 2,005Policies
- 2,005Policies with a loss
- 2.30Loss ratio, whole span
Causes that carried the indemnity in St. Charles County
- Excess Moisture/Precipitation/Rain $7,240,088 indemnity · 10 years
- Flood $4,687,678 indemnity · 9 years
- Drought $1,426,531 indemnity · 9 years
- Wildlife $193,847 indemnity · 7 years
- Decline in Price $108,076 indemnity · 7 years
- Heat $40,014 indemnity · 4 years
Every county-crop the agency files in Missouri →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.
What this page shows
This page covers the crop-loss band for St. Charles County, Missouri, in the Velarion Records public-records register. It lists the low end of the filed band at 0.96, the middle at 1.86, and the high end at 2.72, with 2019 as the worst year filed at 3.73. The year-by-year record runs from 2015 to 2024.