Crop-loss band · Missouri
Scott County, Missouri — crop-loss band
- 1.48Low end of the filed band
- 2.73Middle of the filed band
- 3.28High end of the filed band
- 2023Worst year filed (3.84)
- 10Years filed
Every year the Risk Management Agency has filed for Scott County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.48 at the low end to 3.28 at the high end, with 2.73 in the middle. The worst year filed is 2023, at 3.84. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $889,961 | $2,430,534 | $8,987,905 | 198 | 195 | 2.73 |
| 2016 | $1,082,899 | $1,600,101 | $10,469,706 | 165 | 159 | 1.48 |
| 2017 | $845,093 | $1,690,368 | $9,199,028 | 156 | 151 | 2.00 |
| 2018 | $852,541 | $1,691,214 | $10,128,363 | 146 | 146 | 1.98 |
| 2019 | $1,501,317 | $4,903,859 | $15,241,162 | 348 | 347 | 3.27 |
| 2020 | $974,884 | $3,179,971 | $10,763,016 | 203 | 203 | 3.26 |
| 2021 | $957,762 | $3,093,129 | $10,343,078 | 155 | 154 | 3.23 |
| 2022 | $2,203,949 | $4,774,680 | $20,471,726 | 261 | 261 | 2.17 |
| 2023 | $1,332,745 | $5,113,160 | $14,709,943 | 191 | 191 | 3.84 |
| 2024 | $1,740,909 | $5,711,823 | $18,617,659 | 280 | 280 | 3.28 |
Commodities insured in Scott County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 1.04Low end of the filed band
- 1.81Middle of the filed band
- 2.95High end of the filed band
- 2019Worst year filed (3.39)
- 10Years filed
- $5,950,548Premium filed
- $13,686,957Indemnity paid
- $67,136,644Liability insured
- 195,875Quantity planted
- 159,990Quantity lost
- 1,143Policies
- 1,132Policies with a loss
- 2.30Loss ratio, whole span
Causes that carried the indemnity in Scott County
- Excess Moisture/Precipitation/Rain $7,645,843 indemnity · 10 years
- Drought $2,409,636 indemnity · 8 years
- Heat $1,910,533 indemnity · 7 years
- Flood $864,671 indemnity · 8 years
- Decline in Price $307,762 indemnity · 6 years
- Plant Disease $280,318 indemnity · 1 years
Corn 10 years filed
- 0.97Low end of the filed band
- 2.58Middle of the filed band
- 3.97High end of the filed band
- 2023Worst year filed (3.99)
- 10Years filed
- $4,142,867Premium filed
- $10,567,719Indemnity paid
- $42,815,326Liability insured
- 86,240Quantity planted
- 74,232Quantity lost
- 639Policies
- 634Policies with a loss
- 2.55Loss ratio, whole span
Causes that carried the indemnity in Scott County
- Excess Moisture/Precipitation/Rain $6,288,790 indemnity · 10 years
- Heat $1,940,555 indemnity · 9 years
- Drought $1,567,485 indemnity · 9 years
- Flood $287,878 indemnity · 5 years
- Wind/Excess Wind $201,602 indemnity · 4 years
- Decline in Price $141,973 indemnity · 7 years
Potatoes 10 years filed
- 2.16Low end of the filed band
- 7.17Middle of the filed band
- 11.88High end of the filed band
- 2024Worst year filed (14.38)
- 10Years filed
- $641,191Premium filed
- $5,646,867Indemnity paid
- $9,145,927Liability insured
- 4,383Quantity planted
- 4,383Quantity lost
- 48Policies
- 48Policies with a loss
- 8.81Loss ratio, whole span
Causes that carried the indemnity in Scott County
- Excess Moisture/Precipitation/Rain $3,814,117 indemnity · 9 years
- Heat $1,439,887 indemnity · 4 years
- Plant Disease $180,250 indemnity · 1 years
- Cold Wet Weather $162,531 indemnity · 2 years
- Freeze $50,082 indemnity · 1 years
Wheat 10 years filed
- 1.92Low end of the filed band
- 3.72Middle of the filed band
- 5.26High end of the filed band
- 2023Worst year filed (5.30)
- 10Years filed
- $717,029Premium filed
- $2,522,458Indemnity paid
- $4,812,589Liability insured
- 24,010Quantity planted
- 24,010Quantity lost
- 200Policies
- 200Policies with a loss
- 3.52Loss ratio, whole span
Causes that carried the indemnity in Scott County
- Excess Moisture/Precipitation/Rain $2,157,271 indemnity · 10 years
- Plant Disease $101,702 indemnity · 2 years
- Freeze $59,220 indemnity · 1 years
- Cold Wet Weather $41,216 indemnity · 3 years
- Mycotoxin $38,676 indemnity · 1 years
- Decline in Price $37,986 indemnity · 5 years
Cotton 8 years filed
- 0.24Low end of the filed band
- 2.46Middle of the filed band
- 6.79High end of the filed band
- 2020Worst year filed (6.79)
- 8Years filed
- $930,425Premium filed
- $1,764,838Indemnity paid
- $5,021,100Liability insured
- 6,030Quantity planted
- 16,309Quantity lost
- 73Policies
- 73Policies with a loss
- 1.90Loss ratio, whole span
Causes that carried the indemnity in Scott County
- ARPI/SCO/STAX Crops Only $873,785 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $608,871 indemnity · 7 years
- Drought $127,721 indemnity · 1 years
- Hail $56,561 indemnity · 1 years
- Flood $48,750 indemnity · 1 years
- Plant Disease $28,392 indemnity · 1 years
Every county-crop the agency files in Missouri → Buy the Scott County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.