Crop-loss band · Missouri
Shelby County, Missouri — crop-loss band
- 0.59Low end of the filed band
- 0.77Middle of the filed band
- 1.67High end of the filed band
- 2015Worst year filed (4.12)
- 10Years filed
Every year the Risk Management Agency has filed for Shelby County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.59 at the low end to 1.67 at the high end, with 0.77 in the middle. The worst year filed is 2015, at 4.12. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $4,097,321 | $16,861,510 | $26,289,971 | 837 | 832 | 4.12 |
| 2016 | $640,538 | $458,356 | $6,792,896 | 163 | 157 | 0.72 |
| 2017 | $3,043,668 | $1,925,628 | $24,898,773 | 491 | 482 | 0.63 |
| 2018 | $835,954 | $909,812 | $7,183,585 | 169 | 169 | 1.09 |
| 2019 | $3,377,053 | $3,926,758 | $25,974,476 | 620 | 620 | 1.16 |
| 2020 | $1,347,941 | $1,032,875 | $12,681,393 | 274 | 274 | 0.77 |
| 2021 | $3,978,476 | $5,061,471 | $35,268,508 | 556 | 556 | 1.27 |
| 2022 | $1,712,118 | $1,131,030 | $16,244,089 | 274 | 274 | 0.66 |
| 2023 | $5,010,111 | $8,357,452 | $46,640,329 | 511 | 511 | 1.67 |
| 2024 | $1,600,923 | $944,693 | $16,106,878 | 309 | 309 | 0.59 |
Commodities insured in Shelby County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Soybeans 10 years filed
- 0.56Low end of the filed band
- 0.77Middle of the filed band
- 1.11High end of the filed band
- 2015Worst year filed (5.94)
- 10Years filed
- $12,679,982Premium filed
- $21,146,565Indemnity paid
- $126,680,893Liability insured
- 344,323Quantity planted
- 253,931Quantity lost
- 2,272Policies
- 2,257Policies with a loss
- 1.67Loss ratio, whole span
Causes that carried the indemnity in Shelby County
- Excess Moisture/Precipitation/Rain $17,102,764 indemnity · 10 years
- Drought $3,248,562 indemnity · 9 years
- Cold Wet Weather $230,666 indemnity · 6 years
- Flood $210,893 indemnity · 7 years
- Decline in Price $209,289 indemnity · 7 years
- Wind/Excess Wind $56,123 indemnity · 4 years
Corn 10 years filed
- 0.26Low end of the filed band
- 1.05Middle of the filed band
- 1.87High end of the filed band
- 2015Worst year filed (2.31)
- 10Years filed
- $12,694,256Premium filed
- $18,983,377Indemnity paid
- $89,539,376Liability insured
- 166,712Quantity planted
- 154,489Quantity lost
- 1,551Policies
- 1,546Policies with a loss
- 1.50Loss ratio, whole span
Causes that carried the indemnity in Shelby County
- Excess Moisture/Precipitation/Rain $10,518,095 indemnity · 9 years
- Drought $7,065,492 indemnity · 8 years
- Heat $323,699 indemnity · 4 years
- Decline in Price $263,619 indemnity · 6 years
- Flood $253,753 indemnity · 4 years
- Cold Wet Weather $253,460 indemnity · 6 years
Pasture,Rangeland,Forage 10 years filed
- 0.73Low end of the filed band
- 1.56Middle of the filed band
- 2.53High end of the filed band
- 2023Worst year filed (2.85)
- 10Years filed
- $269,865Premium filed
- $479,643Indemnity paid
- $1,860,629Liability insured
- 15,724Quantity planted
- 0Quantity lost
- 381Policies
- 381Policies with a loss
- 1.78Loss ratio, whole span
Causes that carried the indemnity in Shelby County
- ARPI/SCO/STAX Crops Only $479,643 indemnity · 10 years
Every county-crop the agency files in Missouri → Buy the Shelby County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.